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Articles about liability protection

26

Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance. Social host liability laws vary widely from state to state. Some states do not impose any liability on social hosts. Others limit liability to injuries that occur on the host’s premises. Some extend the host’s liability if the person who was provided the alcohol is killed or injured, or kills or injures another person. Many states have laws that pertain specifically to furnishing alcohol to minors. 

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10

Social networking has taken the world by storm. Facebook®, Twitter®, Instagram®, Snapchat®, blogs, and other online chatter continue to grow. And, it’s led to an increase in lawsuits based on defamatory or libelous statements.

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13

The homeowners policy liability section covers only "bodily injury" and "property damage." Thus, any type of non-bodily injury such as personal injury is excluded without the attachment of a personal injury endorsement. 

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20

Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.).

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25
Liability insurance is for everyone. You don’t have to be a millionaire to be sued like one. The legal fees to defend yourself in a lawsuit ca... Read more >

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.