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Murphy Insurance News & Articles

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topics of interest to you

workers compensation sole proprietor coverage

Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s) unless they elect coverage for themselves. This can leave a gap in workers’ compensation coverage, so be sure you understand what coverage is in place for your own protection and when hiring subcontractors.

commercial auto protection

Even with commercial auto insurance in place for your business vehicles, you’ll want to take steps to prevent accidents and protect your employees and vehicles. Your business can reduce the chance of an accident by establishing and enforcing these practices and policies.

lawsuit protection

The legal fees to defend yourself in a lawsuit can be financially crippling regardless of whether you’re ultimately found responsible or not. Getting an umbrella liability policy a way to protect yourself.

questions to assess insurance needs

Insurance needs change as circumstances in our lives change. It's wise to have an annual insurance review. When you're reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.