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Murphy Insurance is open to assist you; however, our office locations are closed to all visitors effective March 16 until further notice. We have continued to monitor the news and direction from the CDC and other government officials regarding COVID-19.  Based on guidance from Governor Baker, and an abundance of caution and care for our customers and team, we have decided to close our offices to all visitors until further notice as a precautionary, safeguarding ...

Coronavirus precautions

NOTE:  THIS NOTICE IS NOW SUPERCEDED BY THE NOTICE OF MARCH 15, 2020. Murphy Insurance Agency has been monitoring the impacts of COVID-19. As the nation works to combat and contain the spread of the novel coronavirus, we are implementing precautionary measures to help protect our customers and staff.   We do not envision any significant impact to service because we can address needs online via email, by phone, and by mail in most circumstances including starting a ...

hands-free cell phone driving

New Hands-Free law goes into effect February 23 In an effort to reduce distracted driving to prevent accidents, injuries and deaths, the new law, An Act Requiring the Hands-Free Use of Mobile Telephones While Driving bans the hand-held use of cellphones and other electronic devices while driving. The law becomes effective February 23, 2020; therefore, now is the time to prepare and change habits. What drivers can and cannot do Under the new law: Drivers cannot use a mobile ...

When it's time to set the clocks forward in Spring or backward in the Fall for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Batteries don't last forever. Vacuum them to remove dust, replace batteries and test the alarms. This small effort could make all the difference in an emergency. The life expectancy of smoke alarms is generally 8-10 years, after which point their sensors can begin ...

You Could Be Held Liable If Guests Get Drunk Halloween can be a fun time of trick-or-treating, jack-o'-lanterns and costume parties, but it can also be a deadly time of increased drunk driving and could be especially worrisome this year since the celebration falls on a Saturday. Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance, according to the Insurance Information Institute (I.I.I.). Social ...

A Trusted Choice® survey shows that many homeowners lack basic financial protections to withstand unexpected disasters. As disaster season peaks, a new national consumer survey commissioned by Trusted Choice® and the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”), reveals that many homeowners lack adequate insurance coverage, do not fully understand their homeowners policies and do not have enough savings to support their households in the event of a disaster. The August 2016 homeowner ...

Halloween can be scary but having the right insurance coverage can take some of the fright out of the night, according to the Insurance Information Institute (I.I.I.). “If you’re worried about Halloween partyers who may cause damage to your home, there’s probably little to fear,” said Michael Barry, vice president, Media Relations, I.I.I. “But do contact your insurance professional with questions or concerns about your homeowners or renters insurance policy.” Your insurance policies provide financial protection for a ...

Grilling Safety

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year, causing an annual average of $37 million in damage, 100 injuries and 10 deaths. The majority of grill fires are caused by malfunctioning gas grills. In addition, thousands of people visit emergency rooms every year because they have burned themselves while barbecuing. In the rare ...

Identity theft is the act of taking someone’s personal information and using it to impersonate a victim, steal from bank accounts, establish phony insurance policies, open unauthorized credit cards or obtain unauthorized bank loans. In some more elaborate schemes, criminals use the stolen personal information to get a job, rent a home or take out a mortgage in the victim’s name.   Close to half of identity theft cases are the result of a lost or ...

Possible fee refund of court hearing fee for citations after September 22, 2017 Due to a recent federal court decision (US District Court 14-13042 - Crawford v. Blue et. al.) civil motor vehicle infraction (CMVI) citation recipients will get a refund of the required $25 court hearing request filing fee (MGL Chapter 90C Section 3), if all of the following are true: Citation recipient was issued the citation after September 22, 2017 Citation recipient paid the ...

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.