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Murphy Insurance News & Articles

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topics of interest to you

identity protection

Close to half of identity theft cases are the result of a lost or stolen wallet, checkbook, credit card or other physical document. But as online shopping becomes increasing popular, it can also pose an identity risk.

 
Victims of identity theft are often left with lower credit scores and spend months or even years getting credit records corrected. They frequently have difficulty getting credit, obtaining loans and even finding employment. Victims of identity theft fraud often travel a long and frustrating road to recovery; depending on the severity of the identity theft fraud damage, the recovery process can take anywhere from a few weeks to several years.

check your smoke detector

When it's time to set the clocks forward in Spring or backward in the Fall for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Working smoke detectors decrease the risk of dying in a house fire by nearly 50%. Here are a variety of safety tips to remember.

prepare for disaster

As disaster season peaks, a new national consumer survey commissioned by Trusted Choice; and the Independent Insurance Agents & Brokers of America (IIABA or the Big I), reveals that many homeowners lack adequate insurance coverage, do not fully understand their homeowners' policies and do not have enough savings to support their households in the event of a disaster.

dog owner safety

Even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food. Dog owners may be liable for any injuries their pets cause. Understand your potential liability and how to protect yourself financially.

hurricane

Hurricanes can be violent and dangerous to your family and your home. Before a major storm threatens your community, take steps to secure your home and protect yourself, your loved ones, and your property.

Grilling Safety

grilling safety

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year, causing an annual average of $37 million in damage, 100 injuries and 10 deaths.

hurricane insurance

The Atlantic hurricane season forecast released today by Colorado State University (CSU) envisions a “near-average” level of tropical cyclone activity in the Atlantic basin between June and November. Homeowners and business owners should review their policies to make sure they have the right types, and amounts, of insurance to protect their properties from damage caused by either wind or water.

10 tips for safe winter driving

winter driving tips

10 tips to help prepare for safe winter driving. When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible so be sure to take precautions if you need to be out in the elements.

hurricane

An above-normal level of tropical cyclone activity is projected for 2022 in the Atlantic basin, according to a forecast released today by Colorado State University’s (CSU) Department of Atmospheric Science.

hurricane

The 2021 Atlantic hurricane season is expected to have 18 named storms including eight hurricanes and four major hurricanes. Now is the time to prepare.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.