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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

If temperatures are extremely cold and you turn on your tap to find a trickle or nothing instead of a steady flow, you probably have frozen pipes. Don't wait for them to burst...act quickly. Here's what to do.

Maybe it's the natural human aversion to thinking about our mortality combined with various myths about life insurance that results in procrastination and avoidance of this topic. If you're among those who have avoided addressing your life insurance needs, we'd like to encourage you to take action by dispelling some life insurance myths.

With the new year, lots of us make "new year resolutions". A resolution is defined as "a firm decision to do or not to do something." Admittedly, it can be tough to get out of our own way and take the time to do things that will truly provide long-term benefits because change isn't always easy. It takes commitment, but the rewards can be great.

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

Don't let this happy time of year be marred by fire, theft, accidents and other disasters. Taking a few simple steps, and having the right insurance coverage can reduce these seasonal hazards. Start with these five safety tips.

If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

A Christmas tree is often a central part of holiday decoration. Some people cut down their own tree, others get theirs from a local side of the road stand and others have opted for artificial. While beautiful, Christmas trees can also pose a serious fire hazard, so be sure to follow safety guidelines...

At this festive time of year most of us have decked our halls to one degree or another and are planning holiday festivities. One thing that I really enjoy is driving around and seeing homes decorated with lights. Whether the display is big or small, it’s an outward sign of people sharing their holiday spirit with their neighbors and the community. As we celebrate the holidays with home decorating and increased entertaining, keep in mind that...

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The Thanksgiving holiday and weekend are among the busiest travel days of the year and as a result some of the most dangerous for potential accidents. If you're going to be on the roads this holiday, even if it's just travelling a short distance, be extra cautious. It's always good to go over a list of safety tips to prep your vehicle and for road safety.

If you have a heating oil tank in your home, be sure you consider purchasing Oil Remediation coverage for your policy. Typically, home insurance policies exclude coverage for fuel contamination to your personal property, groundwater, and a neighbor’s property, but you can add coverage to your policy, which is a good idea when you consider the costs of clean up.