Consider these simple steps to make your home safer, warmer and cheaper to live in. Ice, snow and wind can have devastating consequences on your home; fortunately, there are precautions you can take to avoid winter related damage. Keep in mind, the time to winterize is when the leaves begin to turn and not when the snow begins to fall.

Factors impacting the cost of insurance are outpacing inflation. Even if you haven't had a claim, you're likely to see premium increases due to increased costs to repair/replace and increased severity and frequency of accidents and other losses. Here are some steps you can take to help manage your insurance protection.

Increased deer activity during October thru December, their migration and mating season, cause a sharp increase in auto accidents involving deer. Deer-vehicle collisions are dangerous and costly. To avoid hitting a deer, follow these defensive driving tips.

Insurance premium payments are different from other bills. If you're late making a payment there is more at stake. Late payments can impact your premium costs and insurability.

How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.

You can purchase limited coverage either as part of a package endorsement that increases several coverages on your policy or as a separate “Water Backup and Sump Discharge or Overflow Endorsement” to your policy...

Statistics show that new drivers are at greater risk of being involved in an accident. Safe driving helps avoid accidents and saves lives. It can also save you money. When you have a good driving record, car insurance is more affordable. Here are eight ways to be safer on the road.

When a hurricane threatens to bear down, make sure that you know how to batten down your hatches and protect yourself, your loved ones and your property.

The start of the school year is here. College students are moving back-to-school, and many are getting prepared for new living arrangements which may or may not require having a car on campus. With all the preparation, insurance coverage is an issue that can be over looked. Even if a student has been away to college previously, it doesn't mean that his/her insurance needs haven't changed depending upon a variety of factors...

When bad weather causes damage, Home insurance coverage for a storm related losses can depend on the situation as well as on what type of coverage you’ve purchased. Typical homeowner policies (HO3 policy form) include coverage for a variety of causes of loss; however, certain causes of loss may be excluded, which helps to keep policies affordable. Learn more about homeowner insurance and storm protection.