There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative coverage.

10 tips to help prepare for safe winter driving. When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible so be sure to take precautions if you need to be out in the elements.

In the event of an accident in which you've badly damaged or totaled your car, gap insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount you actually owe on it.

Being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier.

Having a teen driver in your house is a big milestone. Before your teen gets a learners permit, make a call to your insurance agent. Your representative can explain the costs involved in insuring a teenage driver. The good news is, as your teenager gets older, insurance rates will drop—providing he or she has a good driving record. Involving your teen at the outset is a wise decision.

Don't risk financial losses because someone else isn't covered. If you're involved in a serious accident with a motorist who doesn't have an auto insurance policy, you could be at risk for substantial financial losses. Uninsured and underinsured motorist coverage is designed to protect against that possibility.

Will your Massachusetts auto insurance policy cover a rental vehicle? Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Here is a general overview of issues to consider.

Even a well-maintained vehicle can break down, so it's advisable to put together an emergency roadside kit to carry with you. A cell phone tops the list of suggested emergency kit contents since it allows you to call for help when and where you need it. Suggested emergency roadside kit contents include...

When it comes to being safe on the road, it's all about good habits. Sometimes, we know what these are, but when faced with a particular circumstance, the feelings of it won't happen to me can cause us to make unwise decisions. Keeping these good habits in mind and sticking to them at all times will help to keep you safe. Share the road, avoid distracted driving, buckle up, don't drive drunk....

If you’re traveling with children, find out how to best keep them safe. Make sure car seats and booster seats are properly installed and that any children riding with you are in the car seat or booster seat best suited to protect them.