What to look for when shopping for renters insurance. Your landlord’s insurance does not cover your personal property or liability. For protection, will need to buy renters/tenants insurance.

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.

Every homeowner, renter, and college student should have an inventory of their possessions. Just imagine if you had a fire or burglary, would you be able to remember everything you own and what it cost? Having an inventory can save you time, money, and stress if you have to make a claim.

Imagine how you’d feel if you looked down and saw the stone missing on your diamond ring? Would it be covered by your homeowners', condo owners' or renters' policy?

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss. Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

Water damage is among the most common reasons for making a property damage claim. Home, condominium, renter insurance and commercial property policies cover a variety of types of property damage caused by water. However, not every instance of water damage is covered by insurance. Damage being covered by a policy can depend on the cause of water damage and the type of policy you have. In some cases, it may depend on whether or not you’ve purchased optional coverages.

As you plan and prepare for your Thanksgiving feast, be sure to keep safety a focus, too.  Tips for staying safe in the kitchen.

The use of turkey fryers by consumers can lead to devastating burns, other injuries and the destruction of property. The National Fire Protection Association (NFPA) discourages the use of outdoor gas-fueled turkey fryers that immerse the turkey in hot oil.

Burglars won't find your home an easy mark if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Use these tips to make your home more secure.

Snow can hold a lot of water. To prevent it from becoming a flood problem, you can take several preventative measures: