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Murphy Insurance News & Articles


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The Massachusetts Division of Insurance has issued a Consumer Alert on the subject of Car-Sharing and Ride-Sharing Services. The alert stresses the importance of understanding the risks of participating in a car-sharing or ride-sharing service as well as the insurance pitfalls.  Car-Sharing and Ride-Sharing Services Using your own automobile for “car-sharing” or “ride-sharing” has become a popular practice in Massachusetts. It seems like a great example of the innovation economy. Letting someone else drive your otherwise-idle ...

BOSTON - Governor Deval Patrick has signed into law House Bill No. H-3783 - An Act Relative to Flood Insurance (Chapter 177 of the Acts of 2014). The new law, which takes effect immediately, prohibits creditors from requiring a purchaser or owner of residential property to purchase or pay for flood insurance on the property:  at a coverage amount that exceeds the outstanding mortgage on the property;  that ...


The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.