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Murphy Insurance News & Articles

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topics of interest to you

Canceled

Learn why your insurance might not be renewed. There's a difference between an insurance company canceling a policy and choosing not to renew it.

Identity theft insurance

identity theft

Many insurance companies offer coverage for identity theft as part of their homeowners insurance policy. Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. It generally covers expenses such as phone bills, lost wages, notary and certified mailing costs, and sometimes attorney fees. learn more >

hurricane season preparation

September is the most common month for hurricanes making landfall in the U.S., followed by August and October. These five actions can help you stay ready for whatever the remainder of hurricane season has in store.

insurance for cyclists

If you're a cyclist involved in an accident, the impacts aren't just physical...they can also be financial.  Be sure that you and your loved ones are protected in case something happens. Below are several issues to consider regarding your insurance protection that can help you build a solid protection plan in case something happens.

review your insurance

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages. As your life changes so do your insurance needs. Instead of just dusting around the corners of your insurance policies, take the time to read them over and ask yourself the following key questions:

motorcycle share the road

May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nations highways. But it is especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists awareness, both drivers and riders will be safer sharing the road.

questions to assess insurance needs

Insurance needs change as circumstances in our lives change. It's wise to have an annual insurance review. When you're reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage.

diamond ring

Imagine how you’d feel if you looked down and saw the stone missing on your diamond ring? Would it be covered by your homeowners', condo owners' or renters' policy?

winter icicles

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss. Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

christmas tree safety

Christmas trees are a beautiful holiday decoration, but they can be dangerous, too. Even if you have an artificial tree, there are hazards to avoid. The last thing anyone wants is to have their Christmas Celebration destroyed by fire. Here are some quick tips and precautions to follow for safety

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.