800 222 8711 Contact Us Pay My Bill Secure Mail Submit a Claim
Search magnifying glass icon

Murphy Insurance News & Articles

rss

topics of interest to you

prepare for disaster

As disaster season peaks, a new national consumer survey commissioned by Trusted Choice® and the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”), reveals that many homeowners lack adequate insurance coverage, do not fully understand their homeowners policies and do not have enough savings to support their households in the event of a disaster.

winter business preparation tips

New England winters are known for their unpredictability. Keeping your business operations running smoothly and safely this winter is dependent on being prepared for whatever winter weather might bring. Taking these steps can help you address the most common problems that cause property damage in winter.

Ordiance or Law Coverage for building code changes

Changes to building ordinances and laws can result in requirements to upgrade your building to new standards during reconstruction, which can result in extra expenses that may not be covered by a basic property insurance policy. Ordinance or law insurance can protect you.

Identity theft insurance

identity theft

Many insurance companies offer coverage for identity theft as part of their homeowners insurance policy. Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. It generally covers expenses such as phone bills, lost wages, notary and certified mailing costs, and sometimes attorney fees. learn more >

Accounting

With the COVID-19 pandemic, many businesses have had to make adjustments with workers having transitioned to working from home, having reduced hours, and some having been furloughed – some with or without pay, or have been laid off. It is important to maintain accurate payroll records to ensure you are charged appropriate premium for your Workers’ Compensation coverage.

3 point check list independent contractor

Differentiating between an employee and an Independent Contractor can be complicated, but making an error can also be costly. Massachusetts Department of Unemployment Assistance clarifies the requirements of an Independent Contractor as outlined in the 3-Prong ‘A-B-C test.’

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.