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Monday, April 15: Our offices are closed in observance of Patriot's Day.

If you have a claim emergency, please call 800 222 8711 to reach our claims hotline. 


When it comes to car insurance, price matters, but coverage details are the key to great protection on the road. Check on coverage as well as discounts.

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Personal Insurance
auto insurance
Auto, Motorcycle & Vehicle Insurance

Be confident on the road with great protection. Save more with multi-policy, good student & other discounts.

homeowner insurance
Home, Condominium & Renter Insurance

Protect your home and all you own against damage, weather, theft, and a other covered situations.

personal umbrella policy
Personal Umbrella

Get an extra layer of liability protection over and above home and auto insurance in case of a major lawsuit or claim.

life insurance
Life, Disability, Long-Term Care & Future

Ensure a stable financial future for your loved ones and you with life and disability income insurance.

boat insurance
Boats & Recreational Vehicles

Insure boats, yachts, motor homes, trailers, ATVs, snowmobiles, etc. for proper protection while having fun.

jewelry & special insurance
Wedding & Other Special Insurance

Weddings, special events, antiques, fine arts & other high value collections have unique protection requirements.

Business Insurance
commercial property insurance

Protection for buildings, equipment, business personal property, inventory, care of other’s property, builder’s risk and more.

business liability insurance

Coverage for bodily injury, damaging other’s property, professional liability, employment practices and other liability claims.

commercial auto & fleet insurance
Commercial Auto

Protect your vehicles, business and employees from hazards on the road. Single cars, trucks or entire fleets.

workers' compensation insurance
Workers’ Compensation

Protect employees from loss of income and your business from a lawsuit due to a work related injury.

commercial bonds

Providing a guarantee of performance obligations related to contracts. Protecting your business from wrong doing.

employee benefits
Employee Benefits

Attract and retain top-notch employees with health, dental, life, disability and other group benefits.

business continuation planning
Business Continuation Planning

Plan for your business’ future and longevity with continuation and succession planning.

business owner policy
Business Owner Policy

Obtain broad coverage for property and liability risks in one cost effective, flexible policy.

commercial package policy
Commercial Package

Custom protection packages covering property and liability risks for small- and medium-size businesses.

specialized commercial insurance
Industry Specialties

Handling the unique risks of certain industries with custom insurance protection programs.



Stay informed about issues related to your protection and safety.
Review recent articles and posts below. Visit our news archives and blog for more.

Sole proprietors and partners not always covered by workers' comp

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Reducing risks to your business vehicles

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Even responsible people get sued

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How to avoid your home being underinsured

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Protect yourself from underinsured and uninsured drivers

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Is your business prepared to survive a disaster?

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protect your family and business
D. Francis Murphy Insurance Agency is the right choice for all your insurance protection needs. Here’s why:

We’re a value hunter
We’re independent and focus on value. We look after your wallet by comparing options to find the best combination of price and coverage based on your unique needs and situation.

We care about your protection and you
As a local agent, we have an extra sense of responsibility. We want to ensure that you’re well protected and that your coverage keeps pace as your needs change. We’re also here for support and guidance for any claims.


We're ready to help with whatever you need. Let us know how we can be of assistance.
We're easy to work with by phone, by email or in person.


Bolton MA insurance

739 Main Street   PO Box 308
Bolton MA 01740
Groton MA insurance
201 Main Street
Groton MA 01450
Harvard MA insurance
276 Ayer Road   PO Box 190
Harvard MA 01451
Hudson MA insurance
50 Main Street
Hudson MA 01749
Marlborough MA insurance
200 Main Street
Marlborough MA 01752
Medway MA insurance
133 Milford Street
Medway MA 02053