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14

May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to “share the road” with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nation’s highways. But it’s especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists’ awareness, both drivers and riders will be safer sharing the road.

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02
  The decision to protect your loved ones is easy. Where people sometimes struggle is deciding whether they want term or perman... Read more >

Posted in: life insurance
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24
Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The H... Read more >

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16

Insurance needs change as circumstances in our lives change. It's wise to do an annual insurance review. When you’re reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage

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09

Many consumers, however, lack an understanding of the myriad and multi-faceted loss exposures associated with boat ownership. And boat lovers may mistakenly believe that coverage applies under their homeowners policy for these loss exposures. Most homeowners policies, however, only insure losses arising from certain low-valued or low-powered boats. Therefore, you should contact us before buying a boat to discuss the proper insurance protection for it. You do not want to be "underwater" when it comes to the proper watercraft insurance. Consider the following tips to assist you in this process.

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02

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages. As your life changes so do your insurance needs. Instead of just dusting around the corners of your insurance policies, take the time to read them over and ask yourself the following key questions:

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27

Listing of the top vehicles most frequently stolen in 2017 for the 2017 model year and all model years in total by model.

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Posted in: auto
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20

Business interruption insurance can be as vital to your survival as a business as fire insurance. Too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises so that they were temporarily unusable. Business interruption coverage is not sold separately. It is added to a property insurance policy or included in a package policy. Take a few moments to consider if you'd be able to continue business without this protection.

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13

Whether launching a new business, growing your business or competing in the global marketplace, it is essential that women business owners get the right type and amount of coverage. Without adequate insurance, a natural catastrophe, employee lawsuit or even the death of a business partner could destroy what they’ve built.

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13

Every homeowner, renter and college student should have an inventory of their possessions. Just imagine…if you had a fire or burglary, would you be able to remember everything you own and what it cost? Having an inventory can save you time, money and stress if you have to make a claim.

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Posted in: home
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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.