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Murphy Insurance News & Articles

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topics of interest to you

protect children in car

If you’re traveling with children, find out how to best keep them safe. Make sure car seats and booster seats are properly installed and that any children riding with you are in the car seat or booster seat best suited to protect them.

summer driving tips

Whatever getaway you plan, before you hook up that new boat or camper, or before you put your family or friends into your car, SUV, pickup, or RV, take the time to review some summer road travel safety tips. Prevention and planning are much easier than dealing with the consequences of a breakdown, or worse yet, a highway crash....

Grant Money

The Massachusetts Department of Industrial Accidents (DIA) FY25 Workplace Safety Grant applications will be accepted from Monday, June 3, 2024, beginning at 8:00 a.m. through 11:59 p.m. on Friday, June 28, 2024. Applicants may request up to $25,000 to administer workplace safety training.

motorcycle share the road

May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nations highways. But it is especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists awareness, both drivers and riders will be safer sharing the road.

insurance for cyclists

If you're a cyclist involved in an accident, the impacts aren't just physical...they can also be financial.  Be sure that you and your loved ones are protected in case something happens. Below are several issues to consider regarding your insurance protection that can help you build a solid protection plan in case something happens.

rental vehicle insurance

Will your Massachusetts auto insurance policy cover a rental vehicle? Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Here is a general overview of issues to consider.

disability.jpg

The risks of becoming disabled and the resulting financial impacts are real and often underestimated. Have your own disability insurance beyond what an employer may provide.

Your renters insurance guide

Rental and Apartment Insurance

What to look for when shopping for renters insurance. Your landlord’s insurance does not cover your personal property or liability. For protection, will need to buy renters/tenants insurance.

employee lawsuit protection

Does your business employ one or more people? Be prepared for the possibility of an employee lawsuit. Small and family-owned businesses are just as vulnerable as large corporations. Here aare steps you can take to prevent lawsuits.

workers compensation sole proprietor coverage

Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s) unless they elect coverage for themselves. This can leave a gap in workers’ compensation coverage, so be sure you understand what coverage is in place for your own protection and when hiring subcontractors.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.