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Murphy Insurance News & Articles

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Business Continuation Planning Risk Management

Free 30-minute online seminar! April 28, 2021 from 10 a.m. - 10:30 a.m.: What happens to your business if something happens to you? Business Continuation Planning to Manage Risk.

motorcycle share the road

May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nations highways. But it is especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists awareness, both drivers and riders will be safer sharing the road.

life insurance options

When deciding between the general categories of term or permanent life insurance, your decision will be guided by want you want it to accomplish for those you’re protecting and will balance the factors of:

employee lawsuit protection

Does your business employ one or more people? If so, you need to be prepared for the possibility of an employee lawsuit. Small businesses are just as vulnerable as large corporations… even family businesses aren’t immune. There are steps you can take to prevent lawsuits such as...

check your smoke detector

When it's time to set the clocks forward in Spring or backward in the Fall for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Working smoke detectors decrease the risk of dying in a house fire by nearly 50%. Here are a variety of safety tips to remember.

Technology upgrade

Murphy Insurance Agency will be upgrading our agency management system on March 11 as part of our commitment to providing you with quality insurance protection and an outstanding customer service experience. We strongly believe that this decision will provide improved functionality as our team works with you to manage your insurance protection plan.

questions to assess insurance needs

Insurance needs change as circumstances in our lives change. It's wise to have an annual insurance review. When you're reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage.

Every homeowner, renter and college student should have an inventory of their possessions. Just imagine…if you had a fire or burglary, would you be able to remember everything you own and what it cost? Having an inventory can save you time, money and stress if you have to make a claim.

diamond ring

Imagine how you’d feel if you looked down and saw the stone missing on your diamond ring? Would it be covered by your homeowners', condo owners' or renters' policy?

disaster recovery planning

Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.