800 222 8711 Contact Us Pay My Bill Submit a Claim
Search magnifying glass icon

Murphy Insurance News & Articles

rss

topics of interest to you

party etiquette

Parties and social gatherings are often a big part of the holiday season, but hosts who serve alcohol should take steps to limit their liquor liability and make sure they have the proper insurance.

host liquor liability

Do you sponsor corporate functions, holiday parties, meetings or other social events where alcoholic beverages are served? Do you rent to tenants who sell or serve alcohol? If so, you need to be aware of liquor liability exposures and the extent of coverage provided by your insurance for claims related to selling, serving or furnishing alcoholic beverages.

christmas tree safety

Christmas trees are a beautiful holiday decoration, but they can be dangerous, too. Even if you have an artificial tree, there are hazards to avoid. The last thing anyone wants is to have their Christmas Celebration destroyed by fire. Here are some quick tips and precautions to follow for safety

Thanksgiving Safety Tips

As you plan and prepare for your Thanksgiving feast, be sure to keep safety a focus, too.  Tips for staying safe in the kitchen.

Turkey fryer safety

turkey fryer safety

The use of turkey fryers by consumers can lead to devastating burns, other injuries and the destruction of property. The National Fire Protection Association (NFPA) discourages the use of outdoor gas-fueled turkey fryers that immerse the turkey in hot oil.

protect against burglary

Burglars won't find your home an easy mark if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Use these tips to make your home more secure.

check your smoke detector

When it's time to set the clocks forward in Spring or backward in the Fall for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Working smoke detectors decrease the risk of dying in a house fire by nearly 50%. Here are a variety of safety tips to remember.

winter business preparation tips

New England winters are known for their unpredictability. Keeping your business operations running smoothly and safely this winter is dependent on being prepared for whatever winter weather might bring. Taking these steps can help you address the most common problems that cause property damage in winter.

What is gap insurance?

car gap insurance

In the event of an accident in which you've badly damaged or totaled your car, gap insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount you actually owe on it.

identity theft

Many insurance companies offer coverage for identity theft as part of their homeowners insurance policy. Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. It generally covers expenses such as phone bills, lost wages, notary and certified mailing costs, and sometimes attorney fees. learn more >

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.