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Murphy Insurance News & Articles

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topics of interest to you

share the road

When it comes to being safe on the road, it's all about good habits. Sometimes, we know what these are, but when faced with a particular circumstance, the feelings of it won't happen to met; can cause us to make unwise decisions. Keeping these good habits in mind and sticking to them at all times will help to keep you safe. Share the road, avoid distracted driving, buckle up, don't drive drunk....

insurance for cyclists

If you're a cyclist involved in an accident, the impacts aren't just physical...they can also be financial.  Be sure that you and your loved ones are protected in case something happens. Below are several issues to consider regarding your insurance protection that can help you build a solid protection plan in case something happens.

protect children in car

If you’re traveling with children, find out how to best keep them safe. Make sure car seats and booster seats are properly installed and that any children riding with you are in the car seat or booster seat best suited to protect them. There are other dangers to children in and around cars that you should know....

summer driving tips

Whatever getaway you plan, before you hook up that new boat or camper, or before you put your family or friends into your car, SUV, pickup, or RV, take the time to review some summer road travel safety tips. Prevention and planning are much easier than dealing with the consequences of a breakdown, or worse yet, a highway crash....

review your insurance

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages. As your life changes so do your insurance needs. Instead of just dusting around the corners of your insurance policies, take the time to read them over and ask yourself the following key questions:

Business Continuation Planning Risk Management

Free 30-minute online seminar! April 28, 2021 from 10 a.m. - 10:30 a.m.: What happens to your business if something happens to you? Business Continuation Planning to Manage Risk.

motorcycle share the road

May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nations highways. But it is especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists awareness, both drivers and riders will be safer sharing the road.

life insurance options

When deciding between the general categories of term or permanent life insurance, your decision will be guided by want you want it to accomplish for those you’re protecting and will balance the factors of:

employee lawsuit protection

Does your business employ one or more people? If so, you need to be prepared for the possibility of an employee lawsuit. Small businesses are just as vulnerable as large corporations… even family businesses aren’t immune. There are steps you can take to prevent lawsuits such as...

check your smoke detector

When it's time to set the clocks forward in Spring or backward in the Fall for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Working smoke detectors decrease the risk of dying in a house fire by nearly 50%. Here are a variety of safety tips to remember.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.