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MAPFRE Insurance Named ValChoice Award Winner for #1 Best Value in Massachusetts - Auto Insurance May 30, 2018 - MAPFRE Insurance was recently recognized with the prestigious ValChoice award for #1 Best Value for auto insurance in the Commonwealth of Massachusetts. The company received a score of 92 out of 100 in ValChoice’s analysis for the 2016/2017 award. Only one company in each state is selected for the annual ValChoice #1 Best Value Award, and the winner is determined based on a ...

homeowners insurance review You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignments—but do you have a checklist for reviewing your insurance coverage? Hurricane season goes from June 1 through November 30. So now’s the time to check your homeowners or renters insurance—and this handy list will make it easy to be sure you’re well-prepared in case a storm comes ...

Boating safety

Take a safe boating course — A great way to learn and refresh on safety, good habits, navigation rules and regulations. Taking courses can qualify you for discounts on your insurance. Wear a life jacket — Have the required number of life jackets onboard and make your passengers wear them. Check your equipment — Get your boat checked and make sure it’s in top condition and free of fire hazards. Carry safety equipment required by law ...

Identity theft is the act of taking someone’s personal information and using it to impersonate a victim, steal from bank accounts, establish phony insurance policies, open unauthorized credit cards or obtain unauthorized bank loans. In some more elaborate schemes, criminals use the stolen personal information to get a job, rent a home or take out a mortgage in the victim’s name.   Close to half of identity theft cases are the result of a lost or ...

Does your business employ one or more people? If so, you need to be prepared for the possibility of an employee lawsuit. Small businesses are just as vulnerable as large corporations… even family businesses aren’t immune. There are steps you can take to prevent lawsuits such as: create an employee handbook with set policies and procedures document employee acceptance of handbook document any disciplinary action However, no matter how diligent you are, your business can ...

What you need to know about how to file a claim how the claim process works what's covered and what's not first steps Contact your agent or company immediately. Find out: whether the damage is covered under the terms of your policy how long you have to file a claim whether your claim exceeds your deductible (the amount of loss you agree to pay before insurance kicks in) how long it will take to process the ...

Massachusetts “managed competition” has significantly increased the variety of factors used by insurance companies to determine auto insurance premiums. Every insurance company has its own unique guidelines and applies factors differently, which is why we compare companies, coverage and price to help you determine the best value. While you can’t control every factor, some decisions you make will impact the amount you’ll pay. We work with multiple insurance companies, which may change we ask you a ...

Possible fee refund of court hearing fee for citations after September 22, 2017 Due to a recent federal court decision (US District Court 14-13042 - Crawford v. Blue et. al.) civil motor vehicle infraction (CMVI) citation recipients will get a refund of the required $25 court hearing request filing fee (MGL Chapter 90C Section 3), if all of the following are true: Citation recipient was issued the citation after September 22, 2017 Citation recipient paid the ...

10 tips for safe winter driving

When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible…or perhaps you want to be out in the elements. Here are a few tips for preparing in advance for when you’re out in challenging conditions. Pack emergency supplies. Be sure your car has a brush and scraper, a shovel, rope, a strong flashlight, blankets, a can of de-icer, kitty litter for traction, water, matches and a snack. Keep ...

Preventing ice dams

what is an ice dam? When the air in your attic warms to above freezing, it causes the snow to melt. When temperatures outside are below freezing, the water running down the slopes can refreeze as it reaches the colder edges of the roof. This can create an “ice dam” that prevents water from draining off the roof and causes it to pool and back up under the roofing material and into the attic or ...

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.