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03

Change to the Massachusetts State Markings Regulation 540 CMR 2:22  that will take effect on September 1, 2018, which impacts many commercial motor vehicles. These changes effect markings on motor trucks used for transportation of goods, wares or merchandise for hire, gain or reward, and new requirements for having a U.S. DOT Number assignment for intrastate carriers.

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Posted in: commercial auto
31

Even with commercial auto insurance in place for your business vehicles, you’ll want to take steps to prevent accidents and protect your employees and vehicles. Your business can reduce the chance of an accident by establishing and enforcing these practices and policies.

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Posted in: commercial auto
26

Having a teen driver in your house is a big milestone. Before your teen gets a learners permit, make a call to your insurance agent. Your representative can explain the costs involved in insuring a teenage driver. The good news is, as your teenager gets older, insurance rates will drop—providing he or she has a good driving record. Involving your teen at the outset is a wise decision.

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Posted in: auto
09
Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Below is a... Read more >

Posted in: auto
02

Even a well-maintained vehicle can break down, so it’s advisable to put together an emergency roadside kit to carry with you. A cell phone tops the list of suggested emergency kit contents since it allows you to call for help when and where you need it. Suggested emergency roadside kit contents include...

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02

MAPFRE Insurance was recently recognized with the prestigious ValChoice award for #1 Best Value for auto insurance in the Commonwealth of Massachusetts. Murphy Insurance is a proud representative of MAPFRE Insurance.

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19

When it comes to being safe on the road, it's all about good habits. Sometimes, we know what these are, but when faced with a particular circumstance, the feelings of "it won't happen to me" can cause us to make unwise decisions. Keeping these good habits in mind and sticking to them at all times will help to keep you safe.  Share the road, avoid distracted driving, buckle up, don't drive drunk....

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18

 

A BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP. Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies. Additional coverage can be added in the form of endorsements or riders.

Since a BOP insurance policy is specifically designed for small and medium-sized businesses, the type of business can influence eligibility. Normally, companies with 100 employees or fewer and revenues of up to about $5 million or less are candidates for a BOP. Some types of businesses, such as restaurants, may be ineligible for a BOP because of the specific risks inherent in the business and may need to consider buying the individual coverages separately.

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15
As a cyclist, you've chosen a sports activity that puts you on the road with a lot of vehicles.  No one needs to tell you that drivers have a... Read more >

12

If you’re traveling with children, find out how to best keep them safe. Make sure car seats and booster seats are properly installed and that any children riding with you are in the car seat or booster seat best suited to protect them. There are other dangers to children in and around cars that you should know....

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Posted in: auto
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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.