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16

Understanding the factors used by insurance companies to price a business insurance policy is key to making the best choices when it comes to finding the right coverage for your needs. If you’re planning to start your own business, consider the following factors that can affect the price of your business insurance:

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14

As disaster season peaks, a new national consumer survey commissioned by Trusted Choice® and the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”), reveals that many homeowners lack adequate insurance coverage, do not fully understand their homeowners policies and do not have enough savings to support their households in the event of a disaster.

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Posted in: general
09

The Insurance Institute for Business & Home Safety (IBHS) offers small business owners free, user-friendly resources that can help assure their business continuity and checklists to help them protect their business investments and property when bad or severe weather threatens.

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01

September is the most common month for hurricanes making landfall in the U.S., followed by August and October. These five actions can help you stay ready for whatever the remainder of hurricane season has in store.

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07

Water damage can occur from a variety of sources. Torrential rains, flooding as well as mechanical breakdowns can all lead to these kinds of losses. Here are a few tips to help prevent and ensure you're protected for these events.

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Posted in: home
26

Even a well-maintained vehicle can break down, so it’s advisable to put together an emergency roadside kit to carry with you. A cell phone tops the list of suggested emergency kit contents since it allows you to call for help when and where you need it. Suggested emergency roadside kit contents include...

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19

When it comes to being safe on the road, it's all about good habits. Sometimes, we know what these are, but when faced with a particular circumstance, the feelings of "it won't happen to me" can cause us to make unwise decisions. Keeping these good habits in mind and sticking to them at all times will help to keep you safe.  Share the road, avoid distracted driving, buckle up, don't drive drunk....

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12

If you’re traveling with children, find out how to best keep them safe. Make sure car seats and booster seats are properly installed and that any children riding with you are in the car seat or booster seat best suited to protect them. There are other dangers to children in and around cars that you should know....

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Posted in: auto
07

Whatever getaway you plan, before you hook up that new boat or camper, or before you put your family or friends into your car, SUV, pickup, or RV, take the time to review some summer road travel safety tips. Prevention and planning are much easier than dealing with the consequences of a breakdown, or worse yet, a highway crash....

 

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Posted in: auto
01
Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Below is a... Read more >

Posted in: auto
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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.