Murphy Insurance Agency has been monitoring the impacts of COVID-19. As the nation works to combat and contain the spread of the novel coronavirus, we are implementing precautionary measures to help protect our customers and staff.

What you need to know about the new Massachusetts law "An Act Requiring the Hands-Free Use of Mobile Telephones While Driving”, which bans the hand-held use of cellphones and other electronic devices while driving effective February 23, 2020.

Murphy Insurance Agency is again holding a Toys for Tots Drive and is reaching out to customers and the community for donations to help kids and families in need this 2019 holiday season. Deadline for donations is Tuesday, December 10. Drop off your donation of a new, non-wrapped gift at any of our seven (7) locations in Bolton, Groton, Harvard, Hudson, Marlborough, Mendon and Medway.

Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance. Social host liability laws vary widely from state to state. Some states do not impose any liability on social hosts. Others limit liability to injuries that occur on the host’s premises. Some extend the host’s liability if the person who was provided the alcohol is killed or injured, or kills or injures another person. Many states have laws that pertain specifically to furnishing alcohol to minors. 

A BOP...a Business Owners Policy...can protect your small business against today's most common risks. Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies.

Many consumers, however, lack an understanding of the myriad and multi-faceted loss exposures associated with boat ownership. And boat lovers may mistakenly believe that coverage applies under their homeowners policy for these loss exposures. Most homeowners policies, however, only insure losses arising from certain low-valued or low-powered boats. Therefore, you should contact us before buying a boat to discuss the proper insurance protection for it. You do not want to be "underwater" when it comes to the proper watercraft insurance. Consider the following tips to assist you in this process.

Listing of the top vehicles most frequently stolen in 2017 for the 2017 model year and all model years in total by model.

Business interruption insurance can be as vital to your survival as a business as fire insurance. Too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises so that they were temporarily unusable. Business interruption coverage is not sold separately. It is added to a property insurance policy or included in a package policy. Take a few moments to consider if you'd be able to continue business without this protection.

Whether launching a new business, growing your business or competing in the global marketplace, it is essential that women business owners get the right type and amount of coverage. Without adequate insurance, a natural catastrophe, employee lawsuit or even the death of a business partner could destroy what they’ve built.