The risks of becoming disabled and the resulting financial impacts are real and often underestimated. Have your own disability insurance beyond what an employer may provide.

What to look for when shopping for renters insurance. Your landlord’s insurance does not cover your personal property or liability. For protection, will need to buy renters/tenants insurance.

Does your business employ one or more people? Be prepared for the possibility of an employee lawsuit. Small and family-owned businesses are just as vulnerable as large corporations. Here aare steps you can take to prevent lawsuits.