Does your business use “independent contractors”? If so, are you in compliance with Massachusetts Independent Contractor Law with its strict three prong test? Many businesses that used to use "independent contractors" can no longer classify these workers as such.

Smaller companies face increasing computer liability risks. Almost every business uses technology in some way, and your business can be held liable if certain types of information are compromised. Insurance experts regard cyber risks to be greater than risks related to fraud or theft. Your business can take a variety of steps to protect itself and limit exposure including obtaining cyber liability insurance.

Close to half of identity theft cases are the result of a lost or stolen wallet, checkbook, credit card or other physical document. But as online shopping becomes increasing popular, it can also pose an identity risk.

There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative coverage.

Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.