Being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier.

Even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food. Dog owners may be liable for any injuries their pets cause. Understand your potential liability and how to protect yourself financially.

Understanding the factors used by insurance companies to price a business insurance policy is key to making the best choices when it comes to finding the right coverage for your needs. If you are planning to start your own business, consider the following factors that can affect the price of your business insurance.

Hurricanes can be violent and dangerous to your family and your home. Before a major storm threatens your community, take steps to secure your home and protect yourself, your loved ones, and your property.

The Insurance Institute for Business & Home Safety (IBHS) offers small business owners free, user-friendly resources that can help assure their business continuity and checklists to help them protect their business investments and property when bad or severe weather threatens.