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Entries for 'Murphy Insurance'

04

Does your business employ one or more people? If so, you need to be prepared for the possibility of an employee lawsuit. Small businesses are just as vulnerable as large corporations… even family businesses aren’t immune. There are steps you can take to prevent lawsuits such as...

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28

In 2015, a new Massachusetts law went into effect regarding certificates of insurance.  This legislation, MGL Chapter 175L was enacted to legally clarify that insurance certificates do not and cannot modify the terms or conditions of the insurance policies they evidence. Yet, a year later, instances still occur where businesses or their clients appear either confused or unaware of the law. Outlined here are the key points of the law.

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25
what is an ice dam? When the air in your attic warms to above freezing, it causes the snow to melt. When temperatures outside are below freez... Read more >

Posted in: home
25
Liability insurance is for everyone. You don’t have to be a millionaire to be sued like one. The legal fees to defend yourself in a lawsuit ca... Read more >

24
Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the ris... Read more >

09
Have you seen a vehicle driving down the road with a lot of snow on the roof that can blow off in big chunks? Have you seen people driving looking thr... Read more >

Posted in: auto
06
Snow can hold a lot of water. To prevent it from becoming a flood problem, you can take several preventative measures: Avoid having ... Read more >

Posted in: home
03
Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s... Read more >

06
ways to manage workers’ comp insurance costs Get certificates from subcontractors.  If you hire subcontractors, obtain a certificate ... Read more >

12
There are many reasons for having a pool...exercise, relaxation or simply having fun. If you have a pool, or are planning on getting a pool, be sure t... Read more >

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.