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Entries for 'Murphy Insurance'

26

Many consumers, however, lack an understanding of the myriad and multi-faceted loss exposures associated with boat ownership. And boat lovers may mistakenly believe that coverage applies under their homeowners policy for these loss exposures. Most homeowners policies, however, only insure losses arising from certain low-valued or low-powered boats. Therefore, you should contact us before buying a boat to discuss the proper insurance protection for it. You do not want to be "underwater" when it comes to the proper watercraft insurance. Consider the following tips to assist you in this process.

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05
What you need to know about how to file a claim how the claim process works what's covered and what's not first steps Contac... Read more >

01
Liability insurance is for everyone. You don’t have to be a millionaire to be sued like one. The legal fees to defend yourself in a lawsuit c... Read more >

01
Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the ris... Read more >

18
Possible fee refund of court hearing fee for citations after September 22, 2017 Due to a recent federal court decision (US District Court 14-1... Read more >

Posted in: general
12

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.

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Posted in: home
10

Water damage is among the most common reasons for making a property damage claim. Home, condominium, renter insurance and commercial property policies cover a variety of types of property damage caused by water; however, not every instance of water damage is covered by insurance.

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28
When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible…or perhaps yo... Read more >

Posted in: auto, general
26

Melting snow can refreeze at the edge of a roof creating an “ice dam” that prevents water from draining off the roof and causes it to pool and back up under the roofing material and into the attic or along exterior walls. It can cause significant water damage to a home. Consider these tips for prevention.

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Posted in: home
13

Learn why your insurance might not be renewed. There's a difference between an insurance company canceling a policy and choosing not to renew it.

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.