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05
Christmas trees are a beautiful holiday decoration, but they can be dangerous, too. Even if you have an artificial tree, there are hazards to avoid. T... Read more >

02

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss.  Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

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28

New England winters are known for their unpredictability. Keeping your business operations running smoothly and safely this winter is dependent on being prepared for whatever winter weather might bring. Taking these steps can help you address the most common problems that cause property damage in winter.

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15
Thanksgiving Day is a fun holiday that many of us look forward to all year. As you plan and prepare for your Thanksgiving feast, be sure to keep safet... Read more >

14
The National Fire Protection Association (NFPA) discourages the use of outdoor gas-fueled turkey fryers that immerse the turkey in hot oil. These turk... Read more >

04

When it's time to set the clocks forward in Spring or backward in the Fall forward for Daylight Savings Time, fire safety officials recommend checking that your smoke alarms and carbon monoxide detectors are in working order. Working smoke detectors decrease the risk of dying in a house fire by nearly 50%. Here are a variety of safety tips to remember.

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Posted in: general
03

A recently published white paper examines the current exposure to cyberrisk and how insurers are responding. Interest in cyber insurance and risk continues to grow beyond expectations in 2016 in part due to high profile data breaches, but also due to awareness of the almost endless range of exposures businesses face. Attacks and breaches have grown in frequency, and loss costs are on the rise.

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26

Halloween can be scary but having the right insurance coverage can take some of the fright out of the night. Insurance policies can provide financial protection for a host of disasters whether they occur on Halloween or any other day.

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Posted in: general, home
21

Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance. Social host liability laws vary widely from state to state. Some states do not impose any liability on social hosts. Others limit liability to injuries that occur on the host’s premises. Some extend the host’s liability if the person who was provided the alcohol is killed or injured, or kills or injures another person. Many states have laws that pertain specifically to furnishing alcohol to minors. 

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14
What you need to know about how to file a claim how the claim process works what's covered and what's not First Steps Contac... Read more >

Posted in: general
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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.