May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Safe riding practices and cooperation from all road users will help reduce the number of fatalities and injuries on our nations highways. But it is especially important for motorists to understand the safety challenges faced by motorcyclists such as size and visibility, and motorcycle riding practices like downshifting and weaving to know how to anticipate and respond to them. By raising motorists awareness, both drivers and riders will be safer sharing the road.

If you're a cyclist involved in an accident, the impacts aren't just physical...they can also be financial.  Be sure that you and your loved ones are protected in case something happens. Below are several issues to consider regarding your insurance protection that can help you build a solid protection plan in case something happens.

Will your Massachusetts auto insurance policy cover a rental vehicle? Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Here is a general overview of issues to consider.

The risks of becoming disabled and the resulting financial impacts are real and often underestimated. Have your own disability insurance beyond what an employer may provide.

What to look for when shopping for renters insurance. Your landlord’s insurance does not cover your personal property or liability. For protection, will need to buy renters/tenants insurance.

Does your business employ one or more people? Be prepared for the possibility of an employee lawsuit. Small and family-owned businesses are just as vulnerable as large corporations. Here aare steps you can take to prevent lawsuits.

Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s) unless they elect coverage for themselves. This can leave a gap in workers’ compensation coverage, so be sure you understand what coverage is in place for your own protection and when hiring subcontractors.

Even with commercial auto insurance in place for your business vehicles, you’ll want to take steps to prevent accidents and protect your employees and vehicles. Your business can reduce the chance of an accident by establishing and enforcing these practices and policies.

The legal fees to defend yourself in a lawsuit can be financially crippling regardless of whether you’re ultimately found responsible or not. Getting an umbrella liability policy a way to protect yourself.

Insurance needs change as circumstances in our lives change. It's wise to have an annual insurance review. When you're reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage.