Assume Crazy Drivers Are All Around You! | Auto Insurance Tips

That kind of awareness helps you avoid accidents before they even have a chance to happen.

Defensive Driving Is Smart Driving

Defensive driving means being prepared—not paranoid. It’s about making safe choices based on what might happen, instead of relying on everyone else to do the right thing. When you adopt this mindset, you’ll naturally start doing things like:

• Anticipate sudden lane changes
• Be extra cautious at intersections
• Never assume a blinker means a driver will actually turn

When you drive with this level of caution, you’re less likely to get caught off guard.

A Safer Mindset, Better Insurance Outcomes

• Fewer accidents = lower premiums – Defensive drivers tend to avoid crashes, and insurance companies notice.
• Fewer claims = fewer rate increases – When you stay out of accidents, your driving record stays clean—and your rates stay steady.
• Safe driver discounts – Many insurers offer savings for drivers with a history of cautious driving.

Better Safe Than Sorry

The truth is, not everyone on the road is paying attention—or even following the rules. But by driving like you’re the only one who is, you’re doing your part to keep yourself and everyone around you safer. Stay sharp, expect the unexpected, and give yourself the best shot at arriving without a scratch.