If my car gets hit and I don’t have collision coverage, can Murphy Insurance help? | Auto FAQ

December 18, 2024|Auto Insurance FAQ|auto, auto accident, auto faq, auto insurance, car accident

Yes. This is called a “third-party” claim. While other agents may provide some general advice, they typically won’t help process the paperwork unless you have collision coverage.

At Murphy Insurance, we recognize that paying for collision coverage on an older vehicle may not make financial sense. We respect the decision to eliminate coverage to repair or replace your vehicle if you are responsible for an accident. However, you can still make a claim if another person hits your car and they are found to be at fault. At Murphy Insurance, we’re glad to help by providing guidance and helping you process the paperwork, regardless of whether or not you have collision coverage.

Our Claims Team is ready to assist you if you have a claim situation.

Increase to Accident Surcharge Thresholds Limits Effective July 1, 2015

Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

Please note: This assumes that the situation isn’t a hit-and-run and that you can obtain the third party’s insurance information.

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