Earthquake Insurance

Although the Northeast doesn’t experience earthquakes as frequently as the West Coast, New England is prone to earthquake activity. In recent years, the region has experienced several notable earthquakes.

• March 17, 2026 – 2.3 magnitude earthquake near Madison, CT
• January 2, 2026 – 2.1 magnitude earthquake near Merrimack, NH
• April 22, 2025 – 2.1 magnitude earthquake near Gardner, MA
• January 27, 2025 – 3.8 magnitude earthquake near York, ME
• February 8, 2023 – 2.7 magnitude earthquake near Keene, NH
• September 17, 2022 – 2.4 magnitude earthquake near South Kingstown, RI
• November 8, 2020 – 3.6 magnitude earthquake occurred near New Bedford, MA
• August 23, 2011 – 5.8 magnitude earthquake centered in Virginia was felt along the East Coast

Damaging quakes have occurred in the past and will in the future. In 1755, an estimated 6.0 magnitude earthquake occurred off the coast of Cape Ann.

Just because a sizable earthquake hasn’t occurred recently doesn’t mean it won’t. History shows that it may only be a matter of time. If a significant quake occurred in Massachusetts, damage could be heavy because our building codes don’t account for such an event.

How would you pay to rebuild your home if you haven’t purchased earthquake insurance to cover such a loss?

An earthquake insurance endorsement added to your homeowners, condominium, renters, or business policy can better protect you. Best of all, it’s affordable.

Property owners in earthquake-prone areas must carefully consider their insurance needs and explore their options for earthquake coverage to ensure they are adequately protected against potential financial losses from earthquake damage. Consulting with insurance professionals can help individuals decide whether earthquake insurance is necessary for their circumstances. To get more information on earthquake insurance and a custom quote, please contact us.

Click here to view a sample Earthquake Endorsement