Be aware of the new Massachusetts Safe Driving Law, which goes into effect on September 30, 2010.

The following are some of the main aspects of the law.

Texting or Reading Texts While Driving Prohibition

Operators cannot use any mobile electronic device to write, send, or read an electronic message (including text messages, emails, instant messages, or Internet access) while operating a vehicle. This law applies to drivers of all ages.

For a definition of a mobile device, see:

Chapter 155 of the Acts of 2010-An Act Relative to Safe Driving

Massachusetts General Laws Chapter 90, Section 13B

Violation Penalties:

  • 1st Offense – $100 fine
  • 2nd Offense – $250 fine
  • 3rd or Subsequent Offense – $500 fine

Mobile Phone Use Prohibited by Operators Under Age 18

Operators under age 18 cannot use any mobile electronic device for any reason while operating a motor vehicle, with the only exception being that they must report an emergency.

Massachusetts General Laws Chapter 90, Section 8M

Violation Penalties:

  • 1st Offense – $100 fine, 60-day license suspension, and a required attitudinal retraining course
  • 2nd Offense – $250 fine, 180-day license suspension
  • 3rd or Subsequent Offense – $500 fine, one-year suspension

Unsafe or Impeded Operation Due to the Use of a Mobile Phone

Operators over age 18 can use mobile telephones for calls as long as one hand remains on the steering wheel. However, using a mobile device must not interfere with driving and cannot be used for texting.

Massachusetts General Law Chapter 90, Section 13

Violation Penalties:

  • 1st Offense – $35 fine
  • 2nd Offense (within 12 months) – $75 fine
  • 3rd Offense (within 12 months) – $150 fine

NOTE: It is NOT considered a violation if a vehicle is parked in an area of the road that is not meant for driving. In this context, texting or using a mobile phone is not considered a moving violation and is not subject to insurance surcharge.

Negligent Operation and Injury From Mobile Device Use

Personal injury or property damage caused by the negligent operation of a motor vehicle is a criminal offense. If you crashed because you were using a mobile electronic device in violation of the laws as outlined above, you may face criminal charges, including loss of license.

Massachusetts General Law Chapter 90, Section 24

Violation Penalties:

      Junior Operators (under 18 years of age)

  • 1st Offense – 180-day suspension
  • 2nd or Subsequent Offense (within three years) – One-year suspension

      18 years or older

  • 1st Offense – 60-day suspension
  • 2nd or Subsequent Offense (within three years) – One-year suspension

Three Surchargeable Events Suspension

Your license may be suspended if you have three surchargeable events in two years. If you have a third surchargeable event, you must complete a Driver Retraining Course within 90 days of the date of the notification you receive from the RMV.

Required In-Person Drivers License Renewals for Operators Over 75

Operators 75 years of age or older can only renew their driver’s licenses at an RMV branch. They must either pass a vision test or present a completed Vision Screening Certificate.

SourceMass DOT

NOTE: By sharing this information, Murphy Insurance Agency is not providing legal advice; consult an attorney if you have questions.

Read Other Blog Posts

Apartments

Common Renters Insurance Myths, Busted for Massachusetts Renters

Many renters misunderstand what renters insurance does and does not cover. This article clears up common renters insurance myths and explains how affordable coverage can help protect your belongings and provide peace of mind.
Person holding car keys

What Is Comprehensive Coverage in Auto Insurance and What Does It Cover?

Comprehensive coverage is part of an auto insurance policy and helps protect your vehicle from damage caused by non‑collision events such as theft, weather, or vandalism. Learn what comprehensive coverage includes, what it does not cover, and when it may be worth adding to your auto policy.
Extension Cord 1200

Stay Wired Into Electrical Safety This May

May is National Electric Safety Month. While electricity is an integral part of our daily lives and powers many essential appliances and devices, electrocution and other related risks should be taken seriously. Even a slight mishap or oversight could lead to serious injuries and damage to your home. Follow these safety tips.
Hurricane Season in New England What Homeowners Need to Know to Stay Protected

Hurricane Season in New England: What Homeowners Need to Know to Stay Protected

Hurricane season impacts New England more than many homeowners expect. From flooding to wind damage, preparation is key. Learn how to review your insurance, protect your property, and stay safe before, during, and after a storm.
Motorcyclist Cord 1200

Stay Safe With Motorcycle Safety Awareness Month

May is Motorcycle Safety Awareness Month. This time is dedicated to helping bikers and their passengers remain safe while cruising the road. Although your bike can be a thrilling and exciting way to travel, it’s also often more dangerous than using a passenger car. Check out safety tips to keep in mind.
Steering wheelSteering wheel

What Should You Do After a Car Accident to Help Your Insurance Claim?

A car accident can be stressful and overwhelming, especially in the moments that follow. This checklist outlines practical steps drivers can take after an accident to protect themselves, document key details, and help keep the insurance claims process on track
Murphy Insurance Proudly Sponsors the Groton Road Race

Murphy Insurance Proudly Sponsors the Groton Road Race

Murphy Insurance Agency is proud to sponsor the 2026 Groton Road Race on May 3. With 5K, 10K, and Fun Run options, this beloved local event brings runners and families together to celebrate community, health, and one of Groton’s best traditions.
Plumbing & Water Damage | Homeowner's Manual Blog Series

Plumbing & Water Damage Prevention | Homeowner’s Manual Blog Series

Water damage is one of the most common and costly issues homeowners face, but many problems are preventable. From fixing leaks to maintaining sump pumps, simple steps can protect your home. Explore practical tips from Murphy Insurance’s Homeowner’s Manual to stay ahead.
Why Flood Insurance Matters

Why Flood Insurance Matters

Flooding can cause costly damage to homes and create health risks from mold, even outside high-risk zones. Because standard homeowners insurance excludes flood damage and losses are rising, flood insurance is a critical layer of protection for homeowners.

Visit Our Auto Insurance Page

Auto Insurance

At Murphy Insurance, we are here to assist you in obtaining the appropriate auto insurance. Choosing the appropriate auto insurance coverage can be overwhelming. Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine. We simplify the process by helping you evaluate provider and policy choices, seek out discounts, and optimize your car insurance within your budget constraints. Ultimately, our goal is to provide you with peace of mind, knowing that you and your loved ones are well-protected.