In 2015, a new Massachusetts law went into effect regarding certificates of insurance.  This legislation, MGL Chapter 175L was enacted to legally clarify that insurance certificates do not and cannot modify the terms or conditions of the insurance policies they evidence. Yet, a year later, instances still occur where businesses or their clients appear either confused or unaware of the law. Outlined here are the key points of the law.

The House of Representatives is expected to consider and debate legislation, recently released by the Financial Services Committee, which would regulate Transportation Network Companies (TNCs) like Uber and Lyft. TNCs and their drivers would be overseen by a new regulatory “Ride For Hire Division” under the Department of Public Utilities (DPU). The new division would be responsible for licensing of the TNC companies and drivers, enforcing penalties, requiring background checks for drivers and setting forth insurance requirements that the TNC companies must carry for their drivers...

Due to a mailing issue, the Massachusetts RMV is still renewing registrations that expire in December 2016. If your December renewal has been delayed, you may still be eligible to renew online (assuming that no insurance stamp is required). 

Fire is the largest single cause of property loss in the United States. This deadly peril kills several thousand Americans each year and causes over 15,000 injuries. Take these steps to reduce your risk of residential fires.

A high percentage of automobile accident deaths occur on our nation's freeways and highways due to the high rates of speed encountered. There are, however, steps you can take to reduce your chances of becoming a victim on the freeway, including the following.

Do you know the essentials of flood preparedness including a plan to secure your family and property in case of flooding? Financial preparedness for flooding is often overlooked, as many property owners are unaware of the risk of flooding in their area as well as the financial implications of flood damage.

Effective October 1, 2015, the basis of premium for sole proprietors, partners of a legal partnership, and members of an LLC who elect to become employees and obtain workers' compensation insurance coverage is $45,700.

Performing a registration or license renewal on MassRMV.com takes minutes. By reminding customers and maybe introducing customers for the first time to our online renewal services, the RMV is trying to keep more than half a million people from branch lines this fall. The RMV is encouraging all customers to visit MassRMV.com to determine their eligibility for an online transaction before getting in line at a local branch.

The Massachusetts Registry of Motor Vehicles today announced the availability of free in-branch WiFi service for customers performing transactions at eight branch locations across the Commonwealth.  

Unfortunately, approximately 700 people die each year and over 100,000 people are injured annually due to ATV accidents. Injuries and accidents are particularly common for children under age 16. If you own an ATV or operate one, you should advise your insurance agent accordingly to verify that you have proper liability coverage and limits in place.