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Murphy Insurance News & Articles

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MassDOT Registrar of Motor Vehicles Erin Deveney announced today that applications for the 2016 Low Number Plate Lottery are now being accepted online or by U.S. mail.

The House of Representatives is expected to consider and debate legislation, recently released by the Financial Services Committee, which would regulate Transportation Network Companies (TNCs) like Uber and Lyft. TNCs and their drivers would be overseen by a new regulatory “Ride For Hire Division” under the Department of Public Utilities (DPU). The new division would be responsible for licensing of the TNC companies and drivers, enforcing penalties, requiring background checks for drivers and setting forth insurance requirements that the TNC companies must carry for their drivers...

Due to a mailing issue, the Massachusetts RMV is still renewing registrations that expire in December 2016. If your December renewal has been delayed, you may still be eligible to renew online (assuming that no insurance stamp is required). 

A high percentage of automobile accident deaths occur on our nation's freeways and highways due to the high rates of speed encountered. There are, however, steps you can take to reduce your chances of becoming a victim on the freeway, including the following.

Performing a registration or license renewal on MassRMV.com takes minutes. By reminding customers and maybe introducing customers for the first time to our online renewal services, the RMV is trying to keep more than half a million people from branch lines this fall. The RMV is encouraging all customers to visit MassRMV.com to determine their eligibility for an online transaction before getting in line at a local branch.

The MA Registry of Motor Vehicles FasTrack self-service kiosks allow eligible customers to skip the Registry line and renew their license or ID card or request a duplicate license/ID on their own in less than four minutes!

With Governor Baker signed the Massachusetts 2016 State Budget, failure to turn on headlights when windshield wipers are on is no longer a surchargeable offense. However, the use of headlights & taillights when wipers are in use is still required and a ticketable offense; however, receiving a ticket will not result impact your driving record and hence your insurance premium. 

Governor Baker signed the Massachusetts 2016 State Budget resulting in the minor and major thresholds for surchargeable  accidents being increased. This is great news for Massachusetts drivers as it could save significant money if you're involved in an at-fault accident. 

The Massachusetts Senate was successful in adding Section 8A of S-1930 to its version of the 2016 State Budget that increases the Property Damage Threshold for Minor and Major accidents. The current thresholds are Minor Accident: $500 -$2,000 in damage to someone else's property, collision, limited collision, or bodily injury to others; Major Accident $2,001+ in damage. If the language survives the budget conference committee, the new threshold for Minor Accidents will be $1,001 and the threshold for Major Accidents will be $5,001. This could result in significant savings for drivers on their insurance premiums.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.