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Murphy Insurance News & Articles

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prepare for disaster

As disaster season peaks, a new national consumer survey commissioned by Trusted Choice; and the Independent Insurance Agents & Brokers of America (IIABA or the Big I), reveals that many homeowners lack adequate insurance coverage, do not fully understand their homeowners' policies and do not have enough savings to support their households in the event of a disaster.

Ordiance or Law Coverage for building code changes

Changes to building ordinances and laws can result in requirements to upgrade your building to new standards during reconstruction, which can result in extra expenses that may not be covered by a basic property insurance policy. Ordinance or law insurance can protect you.

3 point check list independent contractor

Differentiating between an employee and an Independent Contractor can be complicated, but making an error can also be costly. Massachusetts Department of Unemployment Assistance clarifies the requirements of an Independent Contractor as outlined in the 3-Prong ‘A-B-C test.’

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.