800 222 8711 Contact Us Join Mail List Secure Mail Submit a Claim
Search magnifying glass icon

Murphy Insurance News & Articles

rss

topics of interest to you

business recovery after storm

The Insurance Institute for Business & Home Safety (IBHS) offers small business owners free, user-friendly resources that can help assure their business continuity, along with checklists to help them protect their business investments and property when bad or severe weather threatens. “No matter where in America they are located, small businesses face a significant risk from severe weather events. The good news is with some basic, thoughtful planning, these risks can be managed, reduced and often ...

workers compensation sole proprietor coverage

  Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s) unless they elect coverage for themselves. This can leave a gap in workers’ compensation coverage as shown below:      What does this mean to you?  Sole Proprietors & Partner(s) – Make sure you have elected the proper coverage as most companies already expect that you have it in place. You have bills to pay and could be injured ...

rental vehicle insurance

Where you travel, the vehicle rented, the rental contract and other factors can all impact coverage, so it really depends on the situation. Below is a general overview, as it relates to a Massachusetts Auto Policy (MAP), of issues to consider. A MAP is not worldwide. It only covers you in the U.S., it’s territories, Puerto Rico and Canada. As long as you have comprehensive and collision coverages on any of your own vehicles, it would ...

Grilling Safety

grilling safety

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year, causing an annual average of $37 million in damage, 100 injuries and 10 deaths. The majority of grill fires are caused by malfunctioning gas grills. In addition, thousands of people visit emergency rooms every year because they have burned themselves while barbecuing. In the rare ...

commercial auto protection

Whether you own or lease a single business car or an entire fleet of commercial vehicles, you’ll need to purchase commercial auto insurance. Your insurance professional can help you weigh your risks and evaluate coverage options. But even with insurance in place, you’ll want to take steps to prevent accidents and protect your employees and vehicles. Your business can reduce the chance of an accident by establishing and enforcing the following practices and policies. Hard-and-fast driving ...

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.