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Murphy Insurance News & Articles


topics of interest to you

employee lawsuit protection

Does your business employ one or more people? If so, you need to be prepared for the possibility of an employee lawsuit. Small businesses are just as vulnerable as large corporations… even family businesses aren’t immune. There are steps you can take to prevent lawsuits such as: create an employee handbook with set policies and procedures document employee acceptance of handbook document any disciplinary action However, no matter how diligent you are, your business can still end up ...

life insurance options

  The decision to protect your loved ones is easy. Where people sometimes struggle is deciding whether they want term or permanent insurance. Your decision will be guided by want you want it to accomplish for those you’re protecting and will balance the factors of: Cost – What you pay for the protection. Time – How long you will be insured. Face Value – How much money your beneficiaries receive upon your death. Cash Value – How much money can be ...


The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.