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Murphy Insurance News & Articles

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topics of interest to you

home water damage

Water damage is among the most common reasons for making a property damage claim. Home, condominium, renter insurance and commercial property policies cover a variety of types of property damage caused by water. However, not every instance of water damage is covered by insurance. Damage being covered by a policy can depend on the cause of water damage and the type of policy you have. In some cases, it may depend on whether or not you’ve purchased optional coverages.

Preventing ice dams

ice dam prevention

Melting snow can refreeze at the edge of a roof creating an “ice dam” that prevents water from draining off the roof and causes it to pool and back up under the roofing material and into the attic or along exterior walls. It can cause significant water damage to a home. Consider these tips for prevention.

10 tips for safe winter driving

winter driving tips

10 tips to help prepare for safe winter driving. When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible so be sure to take precautions if you need to be out in the elements.

Securing your home against burglary

protect against burglary

Burglars won't find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Use these tips to make your home more secure.

 

winter icicles

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss. Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.