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Murphy Insurance News & Articles

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The MA Registry of Motor Vehicles FasTrack self-service kiosks allow eligible customers to skip the Registry line and renew their license or ID card or request a duplicate license/ID on their own in less than four minutes!

With Governor Baker signed the Massachusetts 2016 State Budget, failure to turn on headlights when windshield wipers are on is no longer a surchargeable offense. However, the use of headlights & taillights when wipers are in use is still required and a ticketable offense; however, receiving a ticket will not result impact your driving record and hence your insurance premium. 

Governor Baker signed the Massachusetts 2016 State Budget resulting in the minor and major thresholds for surchargeable  accidents being increased. This is great news for Massachusetts drivers as it could save significant money if you're involved in an at-fault accident. 

The Massachusetts Senate was successful in adding Section 8A of S-1930 to its version of the 2016 State Budget that increases the Property Damage Threshold for Minor and Major accidents. The current thresholds are Minor Accident: $500 -$2,000 in damage to someone else's property, collision, limited collision, or bodily injury to others; Major Accident $2,001+ in damage. If the language survives the budget conference committee, the new threshold for Minor Accidents will be $1,001 and the threshold for Major Accidents will be $5,001. This could result in significant savings for drivers on their insurance premiums.

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Under Federal and State requirements implemented in 2012, drivers who currently hold or want to obtain a Commercial Drivers License must inform their state’s RMV of the type of commerce they operate within (interstate or intrastate), and whether or not they are required to hold a medical certificate. While these requirements have been in place for some time,

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.