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Blog: Murphy Insurance Blog

Hurricane season insurance checklist

July 01 2017
With the June start of hurricane season, it's a good time to check your homeowners or renters insurance—and this handy list from the Insurance Information Institute will make it easy to be sure you’re well-prepared in case a storm comes your way.

A full insurance review is worth your time

June 21 2017
it's worth talking to your insurance representative periodically to review your coverage even if you don't have a specific issue to take care of. Changes in your life can impact your needs and you may not realize it, and insurance companies often come out with new coverage options that you should consider.

Insurance for Uber, Lyft and other TNC drivers - close the gaps

June 20 2017
If you drive for a Transportation Network Company (TNC), there’s good news on the insurance front. Several insurance carriers are now offering a personal auto insurance policy endorsement to close a coverage gap that exists for TNC drivers. Drivers need to clearly understand the details of how the TNC provided insurance and their personal auto insurance coverage work to provide coverage because there are often gaps.

Does your business comply with MA independent contractor law?

June 15 2017
Companies using independent contractors need to evaluate these relationships using a three-part test to determine whether the worker classification is proper under the MA state laws. If an employer identifies an issue but does nothing, they risk stiff penalties.

Safe boating checklist

June 13 2017
Whether you're a new or experienced boating enthusiast or simply a novice passenger, this boating safety checklist can help you prepare for a safe and and fun day on the water.

Lawnmower safety

June 09 2017
Annually, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn.

Grilling safely

June 02 2017
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year. The best way to enjoy a summer of outdoor barbecues is to take steps to prevent accidents, including maintaining your grill and using it safely.

Boat insurance - Make sure you're covered on the water

May 30 2017
Not all boaters are responsible and safety conscious, and there are many unregistered boaters on waterways, which makes it even more important that to properly insure your boat, yacht and watercraft to protect you and your loved ones.

5 tips for solid auto insurance coverage

May 04 2017
Most often car insurance pays for damage to vehicles, but the biggest risk to you financially is injuring people and not having enough Bodily Injury to Others coverage. You can’t predict an accident happening nor can you predict how many people could be injured. How far would bodily injury protection of $50,000 per person/$100,000 max per accident go if you seriously injured four or more people requiring extended hospital stays and extended rehabilitation? The cost to increase this...

Update - Movie filming in Downtown Hudson, May 2017

April 27 2017
Downtown Hudson is preparing to be the setting for filming of a movie on May 1st, 2nd & 3rd, Details of what to expect from traffic and parking restrictions were just updated. Downtown businesses will be open during filming so don't hesitate to come down if you need assistance.