Sewer backup loss exposures are a common coverage gap under a homeowners policy. However, this exposure can typically be covered by the addition of a "Water Back-up and Sump Overflow" endorsement to your policy. In addition to procuring the proper insurance coverage, homeowners should adopt several risk control techniques concerning this loss exposure.

Distracted driving has become a deadly epidemic. Cell phone use, including texting, talking, and social media, use are the most common distraction. However, other distractions including eating, drinking, applying makeup, adjusting the radio, or GPS can be equally dangerous. Don't drive distracted.

If your motorcycle has been off the road for a while, It’s exciting to get back out there, but before you do, be sure that you also do a check up on your motorcycle insurance in addition to the motorcycle itself. Being properly protected will make your summer fun all the more enjoyable.