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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

Workers’ compensation insurance protects employees from financial hardship after they suffer injury or illness on the job. It pays for direct medical expenses and wage replacement while the employee is unable to work due to the injury...

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

With the new year, lots of us make "new year resolutions". A resolution is defined as "a firm decision to do or not to do something." Admittedly, it can be tough to get out of our own way and take the time to do things that will truly provide long-term benefits because change isn't always easy. It takes commitment, but the rewards can be great.

If temperatures are extremely cold and you turn on your tap to find a trickle or nothing instead of a steady flow, you probably have frozen pipes. Don't wait for them to burst...act quickly. Here's what to do.

While those who live in the Northeast are considered a resilient bunch when it comes to enduring snowfall, facing the extreme conditions of a blizzard can prove dangerous to even the most seasoned dweller. And since you can never truly predict what Mother Nature has in store, the best defense against a blizzard is to...

Don't let this happy time of year be marred by fire, theft, accidents and other disasters. Taking a few simple steps, and having the right insurance coverage can reduce these seasonal hazards. Start with these five safety tips.

A Christmas tree is often a central part of holiday decoration. Some people cut down their own tree, others get theirs from a local side of the road stand and others have opted for artificial. While beautiful, Christmas trees can also pose a serious fire hazard, so be sure to follow safety guidelines...

If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

At this festive time of year most of us have decked our halls to one degree or another and are planning holiday festivities. One thing that I really enjoy is driving around and seeing homes decorated with lights. Whether the display is big or small, it’s an outward sign of people sharing their holiday spirit with their neighbors and the community. As we celebrate the holidays with home decorating and increased entertaining, keep in mind that...

To protect your home and your financial well-being in the event of a major fire or other disaster, you should regularly review and update your insurance. While many home policies adjust automatically to keep pace with increasing construction costs, it’s wise to complete a home replacement cost estimator every 5 years or anytime you make major alterations, additions or upgrades...