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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

In response to the Equifax breach or other credit breaches, many recommend that people put a freeze on their credit. While this is certainly something to consider, freezing your credit accounts can have potential ramifications related to new insurance quotes and renewals. Info you should know.

If you drive for a Transportation Network Company (TNC), personal auto insurance policies stop providing coverage for vehicle damage, property damage, bodily injury and most other coverages as soon as you sign into the TNC app. Typically, the insurance policies offered by TNCs only provide limited coverage during the time between you logging into the app and picking up a fare. However, a personal auto insurance endorsement can help to cover the gap.