Insurance can certainly seem like a commodity if purchasing it is primarily price focused. If you’re not an active participate and insurance protection is more of an after-thought, it may not be getting the attention it deserves as a strategic tool to protect your bottom-line. Large corporations often devote thousands of dollars and dozens of staff to pay attention to risk management. Even that team has to engage a broker they trust to fill in the voids and exposures in their risk management plan. As a small to mid-size business, you can emulate their dedication to risk management by...