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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

visitors

With the COVID-19 vaccine rollout well underway and the Commonwealth of MA updating guidelines, we are pleased to announce that our Bolton, Groton, Harvard, Hudson, Marlborough and Medway offices will be open to visitors starting Tuesday, June 1.

lightning safety myths

To stay safe in a storm, know the truth about lightning dangers. “When thunder roars, go indoors!” is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common myths, along with the facts that will keep you and your loved ones safe in a storm.

Many business owners fail to think about how they would keep their business afloat if they were forced to temporarily close. Business income (interruption) coverage can help with operating expenses during the period of restoration. With COVID-19 disrupting global supply chains and sales, businesses are losing income and incurring additional expenses as a result of the interruption. BI can also provide coverage in the event the damage or destruction of non-owned property reduces or terminates the business owner's earnings.

grilling safety

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year. The best way to enjoy a summer of outdoor barbecues is to take steps to prevent accidents, including maintaining your grill and using it safely.

Boat insurance and safety

Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel.

Cyber Crime Risk

While much of the focus related to COVID-19 understandably has been on the medical, humanitarian and economic aspects for families and businesses, many businesses may not have fully considered increased cyber security risks. Many companies have adopted work-from-home policies for their employees and made changes to business operations resulting in increased exposure to cyber risks and cyber liability.