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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

Toys for Tots needs your help!

Toys for Tots

Due to the COVID-19 pandemic, our offices are closed to in-person visits; therefore, we are unable to host our annual public toy drop-off for Toys for Tots. However, we encourage you to continue to support Toys for Tots and want to share information to help you find ways to donate because this year, more than ever, kids and families need help. Make your donation early so that toys can be delivered.  Ideally, donate by December 9th.

traveling on the road

In 2020, for many of us, how we celebrate the holidays will be quite different as we socially distance and celebrate in ways that will hopefully help us collectively get ahead of the coronavirus crisis. If you're traveling this over the holiday weekend, please be extra cautious and follow these safety tips. Following these tips during the holidays…and always…will help to keep you and others safe.

snow plowing completed operations

With winter comes snow and snow plowing. If you plow snow as part of your business or as a side business, you need to consider liability protection for completed operations in addition to auto insurance. Changes to Massachusetts Laws in 2010 increased the snow removal liability risk for property owners and snow plow contractors, which has made having proper protection increasingly important.

home insurance

To protect your home and your financial well-being in the event of a major fire or other disaster, you should regularly review and update your insurance. While many home policies adjust automatically to keep pace with increasing construction costs, it’s wise to complete a home replacement cost estimator every 5 years or anytime you make major alterations, additions or upgrades...

Oil Spill Coverage

If you have a heating oil tank in your home, be sure you consider purchasing Oil Remediation coverage for your policy. Typically, home insurance policies exclude coverage for fuel contamination to your personal property, groundwater, and a neighbor’s property, but you can add coverage to your policy, which is a good idea when you consider the costs of clean up.