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Blog: Murphy Insurance Blog

Safe travels on Thanksgiving

November 16 2017
The Thanksgiving holiday and weekend are among the busiest travel days of the year and as a result some of the most dangerous for potential accidents. If you're going to be on the roads this holiday, even if it's just travelling a short distance, be extra cautious. It's always good to go over a list of safety tips to prep your vehicle and for road safety.

Snow plowing liability...Completed operations

November 13 2017
With winter comes snow and snow plowing. If you plow snow as part of your business or as a side business, you need to consider liability protection for completed operations in addition to auto insurance. Changes to Massachusetts Laws in 2010 increased the snow removal liability risk for property owners and snow plow contractors, which has made having proper protection increasingly important.

Deer collision risk peaks in November and December

November 09 2017
The risk for deer collisions is 3 times greater during the months of November and December according to the Highway Loss Data Institute (HLDI) statistics. Increased deer activity during their migration and mating season cause a sharp increase in auto accidents involving deer.

9 Tips For Buying Commercial Auto Insurance…and Saving

November 06 2017
Tips for buying commercial auto insurance that will help you manage costs and ensure you’re properly protected. Whether you need commercial auto insurance for a single vehicle or a whole fleet, you want insurance that is both affordable as well as provides the proper protection.

Equifax breach - Freezing your credit may impact your insurance

October 27 2017
In response to the Equifax breach or other credit breaches, many recommend that people put a freeze on their credit. While this is certainly something to consider, freezing your credit accounts can have potential ramifications related to new insurance quotes and renewals. Info you should know.

Halloween safety - part 2: trick or treat tips

October 25 2017
Trick or Treat! No doubt you'll be hearing that a few times on this spookiest of days. Whether you go all out personally or just enjoy others getting into the spirit, here are 10 tips to keep trick or treating and Halloween fun and safe for everyone.

Halloween safety - part 1: home safety tips

October 19 2017
Halloween isn’t just for kids. All you have to do is drive around and see the decorations, and you know that Halloween is right up there with Christmas when it comes to getting into the holiday spirit…pun intended. Insurance may not come to mind as you're planning your costumes or decorating your home, but there are certain risks involved especially if you are...

Uber, Lyft and other TNC drivers...new endorsement covers insurance gap

October 06 2017
If you drive for a Transportation Network Company (TNC), personal auto insurance policies stop providing coverage for vehicle damage, property damage, bodily injury and most other coverages as soon as you sign into the TNC app. Typically, the insurance policies offered by TNCs only provide limited coverage during the time between you logging into the app and picking up a fare. However, a personal auto insurance endorsement can help to cover the gap.

80 years young...80 years strong.

September 22 2017
Fall 2017 marks our 80th year in business. Achieving this milestone of longevity, we look back at and appreciate all that has resulted in our success and gotten us to this point… customers, employees, family and insurance company partners. We know that without you we wouldn't be here. Thank you!

Understanding your insurance deductibles

September 20 2017
Know how your deductibles work to prevent surprise costs—and save money. A deductible is an amount of money that you yourself are responsible for paying toward an insured loss. When a disaster strikes your home or you have a car accident, the amount of the deductible is subtracted, or “deducted,” from your claim payment.