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Don't be confused about multi-policy discounts

August 11 2017
Discounts for having auto & home/condo/renter policies with the same company can be confusing. We're always working to help you maximize your discount opportunities and save money. In the past, a multi-policy discount only applied on a home-type policy. Discounts are available on both home and auto policies, which can mean greater savings. • auto policy discounts with a home range from 8% to 10% • home policy discounts with an auto range from 5% to 20%

In case of a flood

August 09 2017
Floods are often devastating. Taking precautions to be prepared, and knowing what to do if the area you are in is at risk of an imminent or potential flooding situation is essential. These guidelines can help you to be prepared.

Community & volunteer related liability loss exposures

August 02 2017
Many people face a variety of community-related and volunteer-related loss exposures. For example, if you or a family member holds some type of leadership role in a community, charity, religious, not-for-profit, or political organization, you should consider certain risk management recommendations.

Does my home insurance cover storm damage?

July 17 2017
When bad weather causes damage, Home insurance coverage for a storm related losses can depend on the situation as well as on what type of coverage you’ve purchased. Typical homeowner policies (HO3 policy form) include coverage for a variety of causes of loss; however, certain causes of loss may be excluded, which helps to keep policies affordable. Learn more about homeowner insurance and storm protection.

Top 10 small business insurance claims

July 11 2017
Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years. Check out these top 10 business claim situations and then determine if it's time to review and perhaps update your coverage.

Hurricane season insurance checklist

July 01 2017
With the June start of hurricane season, it's a good time to check your homeowners or renters insurance—and this handy list from the Insurance Information Institute will make it easy to be sure you’re well-prepared in case a storm comes your way.

A full insurance review is worth your time

June 21 2017
it's worth talking to your insurance representative periodically to review your coverage even if you don't have a specific issue to take care of. Changes in your life can impact your needs and you may not realize it, and insurance companies often come out with new coverage options that you should consider.

Insurance for Uber, Lyft and other TNC drivers - close the gaps

June 20 2017
If you drive for a Transportation Network Company (TNC), there’s good news on the insurance front. Several insurance carriers are now offering a personal auto insurance policy endorsement to close a coverage gap that exists for TNC drivers. Drivers need to clearly understand the details of how the TNC provided insurance and their personal auto insurance coverage work to provide coverage because there are often gaps.

Does your business comply with MA independent contractor law?

June 15 2017
Companies using independent contractors need to evaluate these relationships using a three-part test to determine whether the worker classification is proper under the MA state laws. If an employer identifies an issue but does nothing, they risk stiff penalties.