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5 tips for disaster-free festivities

December 12 2018
Don't let this happy time of year be marred by fire, theft, accidents and other disasters. Taking a few simple steps, and having the right insurance coverage can reduce these seasonal hazards. Start with these five safety tips.

Christmas tree safety

December 05 2018
A Christmas tree is often a central part of holiday decoration. Some people cut down their own tree, others get theirs from a local side of the road stand and others have opted for artificial. While beautiful, Christmas trees can also pose a serious fire hazard, so be sure to follow safety guidelines...

Massachusetts snow removal laws and liability

December 05 2018
If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

Holiday safety tips

December 01 2018
At this festive time of year most of us have decked our halls to one degree or another and are planning holiday festivities. One thing that I really enjoy is driving around and seeing homes decorated with lights. Whether the display is big or small, it’s an outward sign of people sharing their holiday spirit with their neighbors and the community. As we celebrate the holidays with home decorating and increased entertaining, keep in mind that...

Keys to properly insuring your home

November 28 2018
To protect your home and your financial well-being in the event of a major fire or other disaster, you should regularly review and update your insurance. While many home policies adjust automatically to keep pace with increasing construction costs, it’s wise to complete a home replacement cost estimator every 5 years or anytime you make major alterations, additions or upgrades...

Safe travels on Thanksgiving

November 19 2018
The Thanksgiving holiday and weekend are among the busiest travel days of the year and as a result some of the most dangerous for potential accidents. If you're going to be on the roads this holiday, even if it's just travelling a short distance, be extra cautious. It's always good to go over a list of safety tips to prep your vehicle and for road safety.

Avoid a deer-car collision

November 15 2018
Deer-vehicle collisions are dangerous and costly so, though collision with an animal is covered under the comprehensive portion of your auto insurance policy, it's always preferable to avoid an accident in the first place. To avoid hitting a deer, use these defensive driving tips

How to protect your home from water damage

November 09 2018
Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important asset against water damage with the right insurance coverage and the following practical advice.

Snow plowing liability...Completed operations

November 05 2018
With winter comes snow and snow plowing. If you plow snow as part of your business or as a side business, you need to consider liability protection for completed operations in addition to auto insurance. Changes to Massachusetts Laws in 2010 increased the snow removal liability risk for property owners and snow plow contractors, which has made having proper protection increasingly important.