Home Safety refers to the measures, precautions, and practices homeowners take to reduce the risk of accidents, injuries, and property damage within their homes. Home safety is crucial for insurance purposes due to its direct impact on the frequency and severity of insurance claims, as well as the overall security and protection of the insured property.

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Decorate Safely During the Holidays

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While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips.

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Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

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Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.

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What To Do If Your Pipes Freeze

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There are lots of things you can do to reduce the risk of winter related losses such as frozen pipes. However, if temperatures are extremely cold and you turn on your tap to find a trickle or nothing instead of a steady flow, you probably have frozen pipes somewhere in your home. Water expands when frozen, but pipes do not, which can cause a pipe to burst. If you discover you have frozen pipes, act quickly…don’t wait for them to burst.

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Christmas Tree Safety

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During the holidays, Christmas trees stand as central pieces of festive decoration, sourced through cutting, roadside purchases, or artificial alternatives. Yet, their beauty doesn’t negate the fire risks they pose, emphasizing the need for safety precautions to ensure a joyful and accident-free celebration.

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Is Your House Properly Winter-Proofed? Good Maintenance Can Prevent Damage to Your Home

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Prepare for winter by ensuring your insurance coverage is adequate for potential damages caused by snow, ice, and cold weather. Take preventive measures such as cleaning gutters, insulating pipes, and servicing heating systems to minimize risks and protect your property.

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Summer Storm Resources to Help Mitigate Risks

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Summer across the United States often brings a range of severe weather conditions, from hailstorms and thunderstorms to high winds, flooding, lightning, and tornadoes. Taking proactive steps to mitigate damage is essential, and ensuring you have appropriate insurance coverage can provide protection for both personal and business needs in unavoidable loss situations.

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