General Business Insurance is coverage that protects businesses from liability, property damage, and financial losses. Murphy Insurance Agency customizes business insurance policies to meet industry-specific risks and state regulations.
Fire doors play a vital role in slowing the spread of fire and smoke during an emergency. Learn why keeping them closed and properly maintained can help protect lives, property, and business operations. Simple actions and regular inspections can make a significant difference when every second counts.
As nuclear verdicts and social inflation drive higher liability risks, traditional insurance limits may no longer be sufficient. This article explains how umbrella and excess liability coverage provide additional protection, help bridge coverage gaps, and support long term financial stability in an increasingly complex litigation landscape.
As businesses grow and evolve, their insurance needs change as well. This article highlights five common insurance mistakes small business owners make, from underinsuring assets to overlooking liability risks, and provides practical guidance to help ensure your coverage remains aligned with your current exposures and long-term goals.
General liability claims can arise from everyday business activities, from slip and fall hazards to property damage incidents. This article highlights five common sources of claims and provides practical risk mitigation strategies to help businesses improve safety, reduce exposures, and prevent costly disruptions.
As organizations adopt artificial intelligence, cyber insurers are reevaluating how policies address new and evolving risks. This article explores how AI is changing cyber insurance, including coverage uncertainties, underwriting changes, and what businesses should consider when reviewing policies and managing AI-related exposures.
A virtual private network (VPN) is a critical tool for securing internet connections and protecting sensitive workplace data. This article explains how VPNs work, outlines their key benefits, and provides guidance on when and how to use them safely, especially when working remotely or connecting to public networks.
Strong passwords are a critical first line of defense against cyberattacks. This article outlines the key pillars of password security, including length, complexity, and uniqueness, while offering practical tips to safeguard your credentials, avoid common risks like password reuse, and strengthen protection with tools like password managers and multifactor authentication.
Certificates of Insurance are often misunderstood. Learn common COI mistakes that can lead to denied claims, contract disputes, and project delays — and how to make sure your business coverage meets contract requirements.
Safe internet browsing is essential to protecting workplace systems and data from cyber threats. This article highlights common online risks, outlines key do’s and don’ts, and provides practical tips to help you identify and respond to suspicious activity while browsing at work.
A disaster can halt business operations even if bills continue to come in. Learn how business interruption insurance replaces lost income, what triggers coverage, and why waiting periods and proper limits matter.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.