General Business Insurance is coverage that protects businesses from liability, property damage, and financial losses. Murphy Insurance Agency customizes business insurance policies to meet industry-specific risks and state regulations.

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Safe Internet Browsing Practices

Safe internet browsing is essential to protecting workplace systems and data from cyber threats. This article highlights common online risks, outlines key do’s and don’ts, and provides practical tips to help you identify and respond to suspicious activity while browsing at work.

Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors

A disaster can halt business operations even if bills continue to come in. Learn how business interruption insurance replaces lost income, what triggers coverage, and why waiting periods and proper limits matter.

What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough)

Understanding when your homeowners’ insurance ends and business coverage begins is essential for anyone running a business from home. Learn what counts as a home-based business, common coverage gaps, and when you need additional protection.

Workers’ Comp 101 for Massachusetts Employers

Workers’ compensation rules in Massachusetts are strict and sometimes misunderstood. Learn who must carry coverage, common exemptions, audit triggers, and costly compliance mistakes employers should avoid.

Why Disaster Planning Matters: Protecting Your Business from Supply Chain Disruptions

Supply chain disruptions, whether global or local, can impact any business. Learn why disaster planning, supplier diversification, and the right insurance coverage are essential for resilience.

Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not

Cyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.

National Safety Month: Building a Safer Workplace and a Stronger Business

National Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.

Building Safety Month: Why It Matters for Property Owners and Insurance Protection

Building Safety Month in May is a timely reminder that protecting your property starts with proactive safety practices. From routine maintenance to understanding insurance coverage, taking the right precautions can help property owners reduce risks, prevent costly damage, and ensure their homes or buildings remain safe and well protected.

Business Spotlight: Groton Hill Music Center – Inspiring Community Through the Power of Music

Groton Hill Music is one of our most inspiring community partners—a vibrant nonprofit arts center where creativity, education, and connection thrive. From world-class performances to inclusive music education, they enrich the region every day. Murphy Insurance is proud to support their mission with tailored business coverage that protects their people, programs, and purpose.

Why Huge Jury Verdicts Matter for Your Business Insurance

Huge jury awards, known as nuclear verdicts, are on the rise, forcing insurers to rethink coverage limits, premiums, and risk management. Reviewing liability policies now can help businesses stay protected and avoid unexpected financial losses.