What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough)
Understanding when your homeowners’ insurance ends and business coverage begins is essential for anyone running a business from home. Learn what counts as a home-based business, common coverage gaps, and when you need additional protection.

Homeowners Insurance is a form of property insurance designed to protect homeowners from financial losses and liabilities associated with owning a home. It typically provides coverage for damage to the home itself, personal belongings, liability for accidents on the property, and additional living expenses if the home becomes uninhabitable due to covered perils.