⚡ If You’re Inside During a Storm

Great news—you’re already one step ahead by being indoors! But there are still a few things you can do to stay extra safe:

  • Close up shop: Shut all your windows and doors to keep the weather out.
  • Hands off the plumbing: That means no showers, baths, or dishwashing—water and lightning don’t mix.
  • Unplug the fun stuff: Avoid using anything that plugs directly into the wall (like TVs, corded phones, and desktop computers).
  • Skip the concrete hangout: Don’t sit or lie down on concrete floors or lean against concrete walls—they can actually conduct electricity. Weird, right?

⚡ If You’re Outside During a Storm

Caught outside? No worries—just follow these steps to stay as safe as possible:

  • Crouch low, but don’t lie down: Get low to the ground (like in a squat), but don’t go completely flat.
  • Trees aren’t your friend: Don’t hide under them. They attract lightning.
  • Avoid high places: Hills, ridges, and mountaintops? Not the place to be.
  • Water + metal = nope: Stay far away from lakes, pools, rivers, and anything that can conduct electricity like fences or power lines.
  • Boating or fishing? Head to shore ASAP! Get to land and find shelter.

⚡ If Someone Gets Struck by Lightning

Okay, this part is serious—if someone you’re with gets hit by lightning, call 911 right away.

If you’re trained in CPR and they’re not breathing or don’t have a pulse, jump in and help until emergency responders arrive. For conscious victims, do what you can to keep them calm and treat any burns or injuries while waiting for help.

Lightning storms can be scary, but staying safe doesn’t have to be. With a little preparation and quick thinking, you can ride out the storm like a pro. Stay safe out there!

Read Other Blog Posts

5 Ways to Stay Cool Under Summer Pressure

5 Ways to Stay Cool Under Summer Pressure

Summer can bring added stress from busy schedules, travel, and family responsibilities. This article shares five practical strategies to help you stay calm, set boundaries, manage your time effectively, and prioritize your well-being so you can enjoy the season without feeling overwhelmed.
MA Low Number Plate Lottery

Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs

The Massachusetts RMV has opened its 2026 Low Number License Plate Lottery, giving eligible residents the opportunity to apply for one of 237 sought-after plates. Applications are free and accepted online through August 14, 2026, with winners chosen at random and notified in September.
Outdoor Maintenance Flipped HM Blog Series

Outdoor Maintenance | Homeowner’s Manual Blog Series

Your home's exterior protects everything inside, making regular outdoor maintenance one of the best investments you can make. Discover simple upkeep tips that help prevent costly damage, boost curb appeal, and reduce the risk of homeowners insurance claims.
A Safer Start to Summer

A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July

Summer is a time for cookouts, time on the water, and gathering with loved ones, but it also comes with seasonal risks. The good news? Staying safe is simple. With a few smart habits and a little preparation, you can enjoy a fun, relaxing, and worry-free start to the season.
Hurricane Arthur a Reminder That Hurricane Season Has Begun

Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun

Hurricane Arthur marks the start of the 2026 hurricane season—now is the time for Northeast property owners to prepare with smart maintenance and insurance review tips.
What to Do When Your Home Insurance Company Requires Repairs

What to Do When Your Home Insurance Company Requires Repairs

If your home insurance company requires repairs, acting quickly matters. Learn why insurers issue repair demands, common timelines, and how the right response can help you avoid cancellation or nonrenewal.
Swimming Pool Safety Homeowner’s Manual Blog Series 2 | Mother and baby swimming in a pool

Swimming Pool Safety | Homeowner’s Manual Blog Series

A backyard pool can provide endless fun, but it also comes with important safety and liability responsibilities. Learn practical pool safety tips that can help prevent accidents, protect loved ones, and reduce insurance risks.
Home Insurance "Rebuild Cost" vs. Market Value

Home Insurance “Rebuild Cost” vs. Market Value, Why it Matters

Home insurance is based on rebuild cost, not what your house would sell for. Understanding this difference helps homeowners avoid underinsurance and unexpected out-of-pocket costs after a major claim.
HVAC System Care & Energy Efficiency | Homeowner's Manual Blog Series

HVAC System Care & Energy Efficiency | Homeowner’s Manual Blog Series

Regular HVAC maintenance helps improve comfort, lower energy bills, and prevent costly breakdowns. From changing filters to scheduling annual service, simple steps can keep your system running efficiently year-round and help protect your home from unexpected issues.

Visit Our Homeowners Insurance Page

Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.