Top 5 Ways to Prevent Employment Practices Liability Claims

Employment practices liability (EPL) claims—such as alleged discrimination, harassment or wrongful termination—can be complex and costly, leaving impacted employers with lasting financial and reputational fallout. Taking steps to reduce EPL exposures and promote a positive workplace culture can help prevent such claims and related lawsuits. Here are five best practices for employers to consider.

Love Insurance: How Life Insurance Can Be the Best Valentine’s Gift

This Valentine’s Day, celebrate love that lasts. Discover how life insurance, or love insurance, can protect your family and provide peace of mind beyond flowers and chocolates.

Snowmelt Damage Prevention Tips

Accumulating water from melting snow and ice—also known as snowmelt —can lead to significant property damage if not managed. It’s important to be aware of this risk and take measures to prevent issues. Don’t let snowmelt wreak havoc on your home. Review guidance for snowmelt damage prevention recommendations.

The Defensive Driving Process

To be a defensive driver, it’s important to follow a three-step process: see hazards, determine potential responses, and act in time. Driving in Massachusetts means navigating heavy traffic, narrow roads, construction zones, and unpredictable New England weather. Defensive driving helps local drivers anticipate hazards, reduce accident risk, and protect their auto insurance record.

U.S. Average Breach Cost Hits Record High of $10.22 Million

The average cost of a data breach in the U.S. has reached a record $10.22 million, even as the global average fell 9% to $4.44 million. Nearly all breached organizations experienced operational disruption, with most taking over 100 days to recover and 65% still not fully recovered. While AI-related breaches remain rare, most stem from poor access controls, making AI systems an increasingly attractive target for attackers.

Be Ready for Severe Winter Weather: Snowstorms, Ice, and Extreme Cold

Severe winter storms can bring heavy snow, ice, and extreme cold. Learn how to prepare your home, protect your vehicle, prevent frozen pipes and power outages, and take practical steps to keep your family safe during harsh winter weather.

Chimney Maintenance Is Essential

A well-maintained chimney is essential for keeping your home safe, as neglected chimneys are a leading cause of fireplace-related fires and carbon monoxide issues. With an estimated 20,000 chimney fires occurring each year in the U.S., routine inspections and cleanings play a critical role in reducing creosote buildup and preventing costly damage. By making chimney care part of your annual home-maintenance plan, you’ll protect your property and ensure your fireplace operates safely all season long.

Business Spotlight: Groton Hill Music Center – Inspiring Community Through the Power of Music

Groton Hill Music is one of our most inspiring community partners—a vibrant nonprofit arts center where creativity, education, and connection thrive. From world-class performances to inclusive music education, they enrich the region every day. Murphy Insurance is proud to support their mission with tailored business coverage that protects their people, programs, and purpose.

Shopping for a Safe Vehicle

When shopping for a new vehicle, safety should be a top consideration. This brief guide outlines key safety features—from crash protection to advanced driver assistance systems—and explains how they can impact your insurance costs. Understanding these factors can help you make a smarter, more informed purchase.

Operating Under the Influence (OUI) Will Cost You Money

An Operating Under the Influence (OUI) conviction is more than a legal problem; it’s a financial disaster. Between fines, court fees, license costs, higher insurance premiums, towing, and lost wages, one mistake can cost you between $11,000 and $30,000. The best way to save? Don’t drink and drive.