Introducing the Murphy Insurance Homeowner’s Manual: Your Guide to Preventing Costly Home Repairs & Damages

Murphy Insurance Agency has launched a new Homeowner’s Manual designed to help you prevent costly home repairs and avoid common insurance claims. Backed by decades of real-world experience, this practical guide offers seasonal tips, safety advice, and a maintenance checklist to protect your home—and your wallet—all year long. Download your copy today!

Why Personal Liability Insurance is Essential for Homeowners, Condo Owners, and Renters

An essential part of home, condo & renter coverage often overlooked is personal liability insurance, which provides financial protection if you’re legally responsible for causing bodily injury or property damage to another person, both on and off your property.

Keep Your Home Safe While on Vacation

Taking a trip and exploring the world is fun, but leaving your home unoccupied has some risks.  Before departing, protect your property from accidents and criminals by considering the following precautions.

Keeping Mold Out of Your Home

Mold not only damages your property, but it can also cause serious health complications after long-term exposure. With this in mind, try these prevention tips to keep mold out of your home.

Factors that Affect Home Insurance Premiums

Home insurance coverage varies based on factors like policy type and personal circumstances. Understanding these factors ensures you have adequate coverage tailored to your needs.

How to Avoid Having an Underinsured Home

In ensuring your home is adequately covered for a disaster, it’s vital to avoid being underinsured, especially considering your home’s significance as a significant asset. To ensure adequate coverage, asking your insurance professional four key questions is crucial for peace of mind and protection.

Warmth Without Worry: A Guide to Space Heater Safety

As the chill of winter sets in, space heaters are a convenient way to add warmth in areas that may lack central heating or need an augmented heat source during colder months, but safety should always be a top priority to avoid potential fires. Follow these crucial tips to prevent space heater fires and create a secure and cozy environment.

What To Do If Your Pipes Freeze

There are lots of things you can do to reduce the risk of winter related losses such as frozen pipes. However, if temperatures are extremely cold and you turn on your tap to find a trickle or nothing instead of a steady flow, you probably have frozen pipes somewhere in your home. Water expands when frozen, but pipes do not, which can cause a pipe to burst. If you discover you have frozen pipes, act quickly…don’t wait for them to burst.

Havoc Caused by Ghosts, Goblins and Halloween Trickers is Covered by Homeowners and Renters Insurance

Halloween might bring some scares, but having the right insurance coverage can minimize the fright. Homeowners and renters policies can protect you from damage caused by vandalism, fires, or even injuries. Make sure you’re covered this spooky season!

Keep Your Home Running Smoothly

Maintaining your home properly can help prevent future insurance claims and lower your premiums. Simple actions like replacing worn-out washing machine hoses, repairing water leaks promptly, and installing automatic water shut-off systems can make a big difference. Regular roof inspections and choosing durable materials can also protect your home and reduce long-term risks.