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You are here: Home1 / Blog2 / Homeowners Insurance3 / Make Home Security A Top Priority

Make Home Security Your Top Priority

December 11, 2025|byMurphy Insurance|inHomeowners Insurance, Personal Insurance|burglary, home alarm system discounts, home security, homeowners insurance, personal insurance, security

Keeping your home and family safe is an important part of everyday life. By being proactive about security, you can create an environment where everyone feels comfortable, protected, and at ease.

While the idea of a home invasion can sound extreme, it’s still important to think through challenging situations when considering home security. Preparing for the unexpected helps protect your belongings, supports your family’s well-being, and provides lasting peace of mind. Fortunately, there are several practical and effective ways to strengthen your home’s security. Start with these top security measures.

Keyhole
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Home Security Recommendations

When it comes to home security, the goal is to do as much as possible to discourage unwanted activity before it ever begins. Visible, well-maintained security measures can signal that your home is protected and not an easy target. The following recommendations focus on practical steps that help deter potential intruders while increasing overall peace of mind:

  • Install adequate motion-sensor lighting outside every entrance and in poorly lit areas of your home.
  • Install a peephole, chain bolt lock, and deadbolt lock on every door to the outside.
  • Keep your windows locked at all times.
  • Store the keys to your property in safe and secure places. Don’t leave spare keys in common hiding spots, such as under the doormat.
  • Keep bushes and trees around your house well-manicured and cut low so that you have a clear view of the exterior of your home.
  • Install timer-controlled lights in the interior and exterior of your home to give the illusion that someone is at home.
  • Purchase a quality home security system from a company with a reputable history and track record. There are many types of models, so be sure to choose one that suits your household’s unique needs and living situation. What’s more, you may even get a discount on your homeowners’ insurance premium for having a central station burglar and/or fire alarm in place.

Crime Statistics

Understanding the real risks can help you make smarter decisions about protecting your home. National burglary data shows that break-ins remain a serious threat to homeowners, and certain factors, such as visible security measures, play a major role in whether a property is targeted. The statistics below highlight why security upgrades are worth considering for any household.

  • About 1 million home burglaries occur annually in the U.S., with most happening during daylight hours. (Source: FBI)
  • Homes without security systems are 300% more likely to be broken into. (Source: Alarms.org)
  • 83% of burglars check for signs of an alarm system before attempting entry. (Source: University of North Carolina at Charlotte — “Exploring the Burglary Decision Process”)

The Value of a Security System

Though a home security system with central station alarms may seem like an expensive investment, it’s worth the cost to help protect your property and your family. If you have upgraded your security recently, let us know, as you may qualify for insurance discounts.

Conclusion

Strengthening your home’s security helps reduce the risk of theft, vandalism, or more serious incidents while creating a safer environment for your family. By avoiding claims, these preventative measures can help keep insurance premiums down and may also qualify you for discounts. If you have questions about how security improvements can impact your homeowner’s insurance, our team is here to help. Contact us today if you need additional guidance.

Read Our Security Posts

Keyhole

Make Home Security A Top Priority

December 11, 2025
Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. Fortunately, there are several things that you can do to bolster the security of your home. Consider these top security measures.
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Top 10 Small Business Property and Liability Insurance Claims

April 24, 2019
Small businesses are significantly likely to face property or liability claims, with burglary and theft ranking as the most common, while reputational harm emerges as the costliest. To mitigate risks, business owners can implement preventive measures tailored to each potential claim scenario, ensuring comprehensive protection.
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Fending Off Home Burglars

Fending Off Home Burglars

January 22, 2016
In America, a home burglary happens every 13 seconds, emphasizing the importance of taking preventive measures. Homeowners can significantly lower their risk of falling victim to this crime by implementing various security measures.
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6 Tips for Burglar-Proofing Your Home

6 Tips for Burglar-Proofing Your Home

April 11, 2014
Reduce the risk of home burglary with these effective prevention strategies. From installing motion-sensing lights to investing in a monitored burglar alarm system, taking proactive measures can significantly deter intruders and safeguard your property and peace of mind.
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